McMinn County property record for 332 Grady Rd, Etowah, TN 37331
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 960 sqft · built 1971 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $92,000 (Oct 2016) |
| Tax Bill | $804 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054107B C 00900 |
| Primary APN | 054107B C 00900 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 174 ft deep x 75 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 107B C 00900 00004107B |
|---|---|
| Street Address | 332 GRADY RD |
| City | ETOWAH |
| State | TN |
| Zip | 37331-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 04 04 105E B 105E 03400 000 N 1/2 LOT 10, COUNTY AREA: I01 |
| Legal Subdivision | CARL CARDEN |
| Legal Block | 105E |
| Legal Lot Number | 9 4 |
| Jurisdiction | MCMINN TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 970602 |
332 Grady Rd is owned and occupied by two individuals who bought it in October 2016.
Source: McMinn County records, as of February 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 332 GRADY RD, ETOWAH, TN 37331-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Line of Credit BOWATER EMPLOYEES CU |
| Sep 22, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2016 · Amount on File |
| Deed Sale | Oct 24, 2016 · Amount on File |
| Prior Sale | Oct 29, 2004 · Amount on File |
| Deed Document Number | 184945 |
| Deed Book / Page | 20W / 888 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 332 GRADY RD, ETOWAH, TN 37331-1902 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001394865 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 1394/865 |
| Instrument | 268831 |
| Name | BOWATER EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 359, CALHOUN, TN 37309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 332 GRADY RD, ETOWAH, TN 37331-1902 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Title Company | COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA SETMNTS LLC |
| Name | Verified Name |
|---|
| Document Number | 1255232 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 1255/232 |
| Instrument | 229302 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 332 Grady Rd was $804.
Source: McMinn County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | McMinn County |
| Municipality | Etowah City |
| Elementary School District | Etowah City School District (PK - 08) |
| Secondary School District | McMinn County School District in Etowah (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $804.00 | $34,100 (-) Land $2,350 Building $31,750 | |
| 2024 | $804.00 | $34,100 (-) Land $2,350 Building $31,750 | |
| 2023 | $804.00 (+26.22%) | $34,100 (+77.6%) Land $2,350 Building $31,750 | $136,400 (+77.6%) Land $9,400 Building $127,000 |
| 2022 | $637.00 | $19,200 Land $1,875 Building $17,325 | $76,800 Land $7,500 Building $69,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 332 Grady Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 332 Grady Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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