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318 Division St, Clermont, FL 34711 Property Records

Lake County property record for 318 Division St, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,178 sqft · built 1989
Lot Size0.075 acres (3,262 sqft)
OwnerIndividual Name on File
Last Sale$169,900 (Aug 2019)
Tax Bill$1,860 (2024)
Deeds & MortgagesMay 2021 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-22-26-0025-000-03500

Property Details

APN / Parcel Number

Primary APN18-22-26-0025-000-03500
Alternative APNs
  • 262218002500003500
  • 3018915

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,178 sqft Living Area
Gross Area1,715 sqft
1st Floor Area1,178 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,262 sqft (0.075 acres)
Lot Dimensions95 ft deep x 34 ft wide
Garage TypeAttached
Garage Area401 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed/Finished Porch
Porch Area228 sqft
Deck AreaDeck Area
Patio Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3018915
Street Address318 DIVISION ST
CityCLERMONT
StateFL
Zip34711-7702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionCLERMONT CHERRY KNOLL LOT 35 PB 29 PGS 99-100 ORB 5328 PG 1953
Legal Range26E
Legal Township22S
Legal Section18
Legal SubdivisionCHERRY KNOLL SUB
Legal Tract0025
Legal Lot Number35
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1048
Census Tract31309

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address318 DIVISION ST, CLERMONT, FL 34711-7702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWINDS CU
Aug 20, 2019Warranty Deed, Transfer · Conventional Mortgage
PARKSIDE LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2019 · Amount on File
Deed SaleAug 20, 2019 · Amount on File
Prior SaleJun 11, 2001 · Amount on File
Deed Document Number201993739
Deed Book / Page5328 / 1953
Prior Transfer DateMay 12, 2016
Prior Transfer Doc0047801169
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address318 DIVISION ST, CLERMONT, FL 34711-7702
Transaction TypeMortgage
Record UpdatedMay 18, 2023
Title CompanyMETES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 DIVISION ST, CLERMONT, FL 34711-7702

Mortgage

Document Number0057090315
DateMay 13, 2021
Book Page5709/315
Instrument2021066663
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueJun 1, 2041

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateAug 20, 2019
Property Address318 DIVISION ST, CLERMONT, FL 34711-7702
Document Number0053281953
Book / Page005328 / 001953
Instrument DateAug 14, 2019
Instrument93739
Transaction TypeTransfer
Record UpdatedAug 29, 2019
Title CompanyMETES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,189.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 DIVISION ST CLERMONT FL 347117702, CLERMONT, FL 34711-7702

Mortgage

Document Number53281954
DateAug 20, 2019
Book Page005328/001954
Instrument93740
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94102
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 19, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$164,180 (+2.9%)$243,187 (-) Land $67,500 Building $175,687
2025$159,560 (+5.98%) Land $67,500 Building $92,060$243,187 (+22.37%) Land $67,500 Building $175,687
2024$1,860.00 (+2.71%)
2023$1,811.00 (-0.55%) Homeowner's exemption Widower's exemption$150,560 (+3%)$198,731 (+17.78%) Land $67,500 Building $131,231
2022$1,821.00 Homeowner's exemption Widower's exemption$146,180$168,731 Land $37,500 Building $131,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims8 (1995–2018)
Claims Outside the SFHA4 of 8
Most Recent ClaimJan 2018 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: CenturyLink, Hotwire Communications, Xfinity.

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