3410 Cypress Dr, Spring Grove, IL 60081 Property Records

McHenry County property record for 3410 Cypress Dr, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,452 sqft · built 2004
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on File
Last Sale	$459,900 (Jan 2023)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-11-451-004`

Property Details

APN / Parcel Number

Primary APN	`04-11-451-004`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	2,452 sqft Living Area
Gross Area	4,904 sqft

Exterior

Year Built	Built 2004
Lot Area	63,162 sqft (1.45 acres)

Location & Zoning

Street Address	3410 CYPRESS DR
City	SPRING GROVE
State	IL
Zip	60081-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0000888 LT 21 FOREST RIDGE SUB MEMO: MCGAHAN, MICHAEL J/ CHRISTINA M
Legal Range	08E
Legal Township	46N
Legal Section	11
Legal Subdivision	FOREST RIDGE
Legal Lot Number	21
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2002
Census Tract	870104

Owner

3410 Cypress Dr is owned and occupied by an individual who bought it in January 2023.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3410 CYPRESS DR, SPRING GROVE, IL 60081-8617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2023 · Amount on File
Deed Sale	Jan 12, 2023 · Amount on File
Deed Document Number	2023R0000888
Record Updated	Jun 7, 2026

January 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 12, 2023
Property Address	3410 CYPRESS DR, SPRING GROVE, IL 60081-8617
Document Number	0000000888
Map Reference	DOC 2003R0103178
Instrument Date	Dec 29, 2022
Instrument	2023R0000888
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3410 CYPRESS DR, SPRING GROVE, IL 60081-8617

Mortgage

Document Number	0000000889
Date	Jan 12, 2023
Instrument	2023R0000889

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.17%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Disabled Person's exemption Veteran's exemption	$134,009 Land $23,784 Building $110,225	$402,027 Land $71,352 Building $330,675

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3410 Cypress Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3410 Cypress Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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