3417 N Polo Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 3417 N Polo Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,038 sqft · built 1965
Lot Size0.084 acres (3,659 sqft)
OwnerIndividual Name on Record
Last Sale$184,000 (Jul 2016)
Tax Bill$10,896 (2025)
Deeds & MortgagesAug 2017 Transfer
Flood ZoneZone X (minimal risk)
APN041-191-08

Property Details

APN / Parcel Number

Primary APN041-191-08
Alternative APN
  • 041-191-08-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,038 sqft Living Area
Gross Area1,489 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeWood
Roof MaterialOther
Lot Area3,659 sqft (0.084 acres)
Garage TypeAttached
Garage Area451 sqft
Parking Spaces2 Parking Spaces
Deck Area105 sqft
Patio Area105 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic

Location & Zoning

Street Address3417 N POLO DR
CityAPTOS
StateCA
Zip95003-4128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal DescriptionLOT 103
Legal SubdivisionPOLO FIELD 01
Legal Lot Number103
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2002
Census Tract122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3417 N POLO DR, APTOS, CA 95003-4128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2016 · Amount on Record
Deed SaleJul 26, 2016 · Amount on Record
Prior SaleMay 24, 2004 · Amount on Record
Deed Document Number201626923
Prior Transfer DateJul 11, 2016
Prior Transfer Doc0000026923
Record UpdatedOct 29, 2026

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 31, 2017
Property Address3417 N POLO DR, APTOS, CA 95003-4128
Document Number0000029050
Instrument DateAug 3, 2017
Instrument29050
Transaction TypeTransfer
Record UpdatedSep 13, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3417 N POLO DR APTOS CA 950034128, APTOS, CA 95003-4128

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$747,606 (+2%) Land $484,669 Building $262,937
2025$10,896.00 (+13.16%) Homeowner's exemption$732,946 (+4.04%) Land $475,165 Building $257,781
2023$9,629.00 (-0.05%) Homeowner's exemption$704,485 Land $456,714 Building $247,771$746,280
2022$9,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Polo Dr

Nearby Streets

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