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3395 N Polo Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 3395 N Polo Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,176 sqft · built 1977
Lot Size0.136 acres (5,924 sqft)
OwnerIndividual Name on File
Tax Bill$7,043 (2025)
Flood ZoneZone X (minimal risk)
APN041-191-05

Property Details

APN / Parcel Number

Primary APN041-191-05
Alternative APN
  • 041-191-05-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,176 sqft Living Area
Gross Area1,404 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialOther
Lot Area5,924 sqft (0.136 acres)
Garage TypeAttached
Garage Area228 sqft
Parking Spaces1 Parking Space
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3395 N POLO DR
CityAPTOS
StateCA
Zip95003-4129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionAPTOS RHO
Legal Block37
Legal Lot Number21
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2002
Census Tract122204

Owner

Source: Santa Cruz County records · APN 041-191-05

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3395 N POLO DR, APTOS, CA 95003-4129
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 20, 2016
Transfer Doc0000027825
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$400,010 (+2%) Land $274,101 Building $125,909
2025$7,043.00 (+15.74%) Homeowner's exemption$392,166 (+4.04%) Land $268,726 Building $123,440
2023$6,085.00 (+2.22%) Homeowner's exemption$376,938 Land $258,291 Building $118,647$740,160
2022$5,953.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 24% of California
Wildfire LikelihoodAbout 1 in 1,493 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 221 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35

May also be available at this address: Surfnet Communications, Etheric Communications, LLC., Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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