3387 N Polo Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 3387 N Polo Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 987 sqft · built 1949
Lot Size	0.129 acres (5,619 sqft)
Owner	Individual Name on Record
Last Sale	$336,500 (Apr 2012)
Tax Bill	$6,208 (2025)
Deeds & Mortgages	Nov 2019 Transfer Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-191-04`

Property Details

APN / Parcel Number

Primary APN	`041-191-04`
Alternative APN	`041-191-04-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	987 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	5,619 sqft (0.129 acres)
Terrain	Steep

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3387 N POLO DR
City	APTOS
State	CA
Zip	95003-4129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	POLO FILED 01
Legal Lot Number	107
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2002
Census Tract	122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3387 N POLO DR, APTOS, CA 95003-4129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2012 · Amount on Record
Deed Sale	Apr 27, 2012 · Amount on Record
Prior Sale	Dec 8, 2011 · Amount on Record
Deed Document Number	201220536
Last Transfer Date	Oct 8, 2019
Transfer Doc	0000036285
Record Updated	Sep 20, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 20, 2019
Property Address	3387 N POLO DR, APTOS, CA 95003-4129
Document Number	0000036285
Instrument Date	Oct 8, 2019
Instrument	36285
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3387 N POLO DR APTOS CA 950034129, APTOS, CA 95003-4129

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3387 N POLO DR, APTOS, CA 95003-4129
Document Number	0000016155
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3387 N POLO DR APTOS CA 950034129, APTOS, CA 95003-4129

Mortgage

Document Number	0000016155
Date	Jun 13, 2019
Instrument	16155

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.55%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,117 (+2%) Land $256,236 Building $174,881
2025	$6,208.00 (+15.39%) Homeowner's exemption	$422,664 (+4.04%) Land $251,212 Building $171,452
2023	$5,380.00 (+0.06%) Homeowner's exemption	$406,251 Land $241,457 Building $164,794	$698,040
2022	$5,377.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Polo Dr

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