3417 E Clay St, Richmond, VA 23223 Property Records

Richmond City property record for 3417 E Clay St, Richmond, VA 23223

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,576 sqft · built 1914
Lot Size0.062 acres (2,701 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Aug 2018)
Tax Bill$5,628 (2026)
Deeds & MortgagesNov 2019 Mortgage
Aug 2018 Sale & Mortgage
APNE-000-0973-005

Property Details

APN / Parcel Number

Primary APNE-000-0973-005

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,576 sqft Living Area
1st Floor Area945 sqft
Basement Area100 sqft
Unfinished Basement100 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 2012
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeFlat
Roof MaterialMetal
Lot Area2,701 sqft (0.062 acres)
Lot Dimensions110 ft deep x 24 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space
PorchSlab
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address3417 E CLAY ST
CityRICHMOND
StateVA
Zip23223-8135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8 URBAN
Legal Description0024.50X0110.00 0000.000
JurisdictionRICHMOND CITY VA
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1007
Census Tract20800

Owner

3417 E Clay St is owned and occupied by an individual who bought it in August 2018.

Source: Richmond City records, as of August 10, 2026

Owner of RecordIndividual Name on File
Mailing Address3417 E CLAY ST, RICHMOND, VA 23223-8135
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2019Deed of Trust, Mortgage · VA Mortgage
PROSPERITY HM MTG
Aug 2, 2018Warranty Deed, Transfer · VA Mortgage
PROSPERITY HM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2018 · Amount on File
Deed SaleAug 2, 2018 · Amount on File
Prior SaleJul 13, 2015 · Amount on File
Deed Document Number201815974
Transfer Doc9600012424
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address3417 E CLAY ST, RICHMOND, VA 23223-8135
Document Number0000024869
Instrument DateNov 20, 2019
Transaction TypeMortgage
Record UpdatedDec 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3417 E CLAY ST RICHMOND VA 232238135, RICHMOND, VA 23223-8135

Mortgage

Document Number0000024869
DateNov 25, 2019
Instrument24869
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 24, 2049
Interest
Rate TypeFixed Rate

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND CITY VA
Recording DateAug 2, 2018
Property Address3417 E CLAY ST, RICHMOND, VA 23223-8135
Document Number0000015974
Instrument DateJul 30, 2018
Instrument15974
Transaction TypeTransfer
Record UpdatedFeb 19, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3417 E CLAY ST RICHMOND VA 232238135, RICHMOND, VA 23223-8135

Mortgage

Document Number15975
DateAug 2, 2018
Instrument15975
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3417 E Clay St was $5,628, up 7.1% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRichmond City
Unified School DistrictRichmond City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,628.00 (+7.08%)$469,000 Land $105,000 Building $364,000$469,000 Land $105,000 Building $364,000
2025$5,256.00
2024$410,000 Land $85,000 Building $325,000
2023$410,000 Land $85,000 Building $325,000
2020$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3417 E Clay St; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3417 E Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RICHMOND
serves 233,655 people · EPA ID VA4760100
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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