3501 E Clay St, Richmond, VA 23223 Property Records

Richmond City property record for 3501 E Clay St, Richmond, VA 23223

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,936 sqft · built 1910
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$151,000 (Jan 2013)
Tax Bill$4,812 (2026)
Deeds & MortgagesJul 2020 Mortgage
Jun 2018 Mortgage
APNE-000-1116-001

Property Details

APN / Parcel Number

Primary APNE-000-1116-001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,936 sqft Living Area
1st Floor Area1,028 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2006
Architectural StyleContemporary
Exterior MaterialOther
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeFlat
Roof MaterialOther
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions102 ft deep x 30 ft wide
PorchSlab
Porch Area170 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address3501 E CLAY ST
CityRICHMOND
StateVA
Zip23223-8137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8 URBAN
Legal Description0030.00X0102.00 0000.000
JurisdictionRICHMOND CITY VA
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2000
Census Tract20800

Owner

Source: Richmond City records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3501 E CLAY ST, RICHMOND, VA 23223-8137
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BK NA
Jun 18, 2018Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2013 · Amount on Record
Deed SaleJan 25, 2013 · Amount on Record
Prior SaleMay 1, 2012 · Amount on Record
Deed Book / Page1300 / 1776
Last Transfer DateMar 22, 2016
Transfer Doc0000005694
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address3501 E CLAY ST, RICHMOND, VA 23223-8137
Document Number0000016778
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3501 E CLAY ST RICHMOND VA 232238137, RICHMOND, VA 23223-8137

Mortgage

Document Number0000016778
DateJul 31, 2020
Instrument16778
Lender
NameCITIZENS BK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2050
Interest
Rate TypeFixed Rate

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address3501 E CLAY ST, RICHMOND, VA 23223-8137
Document Number0000012652
Instrument DateJun 18, 2018
Transaction TypeMortgage
Record UpdatedJul 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012652
DateJun 22, 2018
Instrument12652
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 21, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRichmond City
Unified School DistrictRichmond City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,812.00 (+3.35%)$401,000 (+10.77%) Land $105,000 Building $296,000$401,000 (+10.77%) Land $105,000 Building $296,000
2025$4,656.00 (+23,18%)
2024$362,000 Land $85,000 Building $277,000
2023$362,000 Land $85,000 Building $277,000
2020$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RICHMOND
serves 233,655 people · EPA ID VA4760100
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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