Richmond City property record for 3414 E Clay St, Richmond, VA 23223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,240 sqft · built 1914 |
| Lot Size | 0.077 acres (3,354 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,500 (Nov 2014) |
| Tax Bill | $4,524 (2026) |
| Deeds & Mortgages | May 2021 Refinance May 2021 Refinance + 1 more |
| APN | E-000-0972-018 |
| Primary APN | E-000-0972-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Basement Area | 250 sqft |
| Unfinished Basement | 250 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 3,354 sqft (0.077 acres) |
| Lot Dimensions | 150 ft deep x 22 ft wide |
| Porch | Slab |
| Porch Area | 316 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 3414 E CLAY ST |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23223-8136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 URBAN |
| Legal Description | 0022.50X0150.00 0000.000 |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20800 |
Source: Richmond City records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 8TH AVE, C7, BROOKLYN, NY 11215-6616 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST TECHNOLOGY FEDERAL CREDIT UNION |
| May 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST TECHNOLOGY FEDERAL CREDIT UNION |
| May 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST TECHNOLOGY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2014 · Amount on Record |
| Deed Sale | Nov 4, 2014 · Amount on Record |
| Prior Sale | May 7, 2010 · Amount on Record |
| Deed Book / Page | 1400 / 19094 |
| Last Transfer Date | Sep 6, 2019 |
| Transfer Doc | 0000024377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 3414 E CLAY ST, RICHMOND, VA 23223-8136 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012692 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 210012692 |
| Name | FIRST TECHNOLOGY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 164 Months |
| Due | Jan 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 3414 E CLAY ST, RICHMOND, VA 23223-8136 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 12692 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 210012692 |
| Name | FIRST TECHNOLOGY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 164 Months |
| Due | Jan 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 3414 E CLAY ST, RICHMOND, VA 23223-8136 |
| Document Number | 0000011751 |
| Instrument Date | May 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3414 E CLAY ST RICHMOND VA 232238136, RICHMOND, VA 23223-8136 |
| Document Number | 0000011751 |
|---|---|
| Date | Jun 9, 2017 |
| Instrument | 11751 |
| Name | FIRST TECHNOLOGY FCU |
|---|---|
| Type | Credit Union |
| Address | BEAVERTON, OR 97006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 8, 2042 |
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,524.00 (+4.43%) | $377,000 (+12.54%) Land $105,000 Building $272,000 | $377,000 (+12.54%) Land $105,000 Building $272,000 |
| 2025 | $4,332.00 (+21,56%) | ||
| 2024 | $335,000 Land $85,000 Building $250,000 | ||
| 2023 | $335,000 Land $85,000 Building $250,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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