3417 Champlain Ln, Virginia Beach, VA 23452 Property Records

Virginia Beach City property record for 3417 Champlain Ln, Virginia Beach, VA 23452

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,360 sqft · built 1986
Lot Size	0.139 acres (6,089 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Sep 2022)
Tax Bill	$2,806 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2022 Sale & Mortgage + 1 more
APN	`1486-75-1543`

Property Details

APN / Parcel Number

Primary APN	`1486-75-1543`
Alternative APN	`14867515430000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,360 sqft Living Area
Gross Area	1,591 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,089 sqft
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	3417 CHAMPLAIN LN
City	VIRGINIA BEACH
State	VA
Zip	23452-4000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	21
Legal Description	PECAN GARDENS BK 53 LOT 2
Legal Section	02
Legal Subdivision	PECAN GARDENS
Legal Block	53
Legal Lot Number	2
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	4
Census Block	4005
Census Tract	45414

Owner

Source: Virginia Beach City records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3417 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 26, 2022	Bargain and Sale Deed, Transfer · VA Mortgage TIDEWATER MORTGAGE SERVICES INC
Apr 18, 2022	Bargain and Sale Deed, Transfer · Line of Credit CITIZENS & FARMERS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Prior Sale	Apr 18, 2022 · Amount on Record
Deed Document Number	202203050867
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	3417 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4000
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009174
Date	Jun 16, 2021
Instrument	202103049174

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Sep 1, 2050

September 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Sep 26, 2022
Property Address	3417 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4000
Document Number	0000000867
Map Reference	MB 185 PG 50
Instrument Date	Sep 11, 2022
Instrument	202203050867
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3417 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4000

Mortgage

Document Number	0000000868
Date	Sep 26, 2022
Instrument	202203050868

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

April 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Apr 18, 2022
Property Address	3417 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4000
Document Number	0000002828
Map Reference	MB 185 PG 50
Instrument Date	Apr 11, 2022
Instrument	202203022828
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	GEM TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2193, POQUOSON, VA 23662-0193
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002830
Date	Apr 18, 2022
Instrument	202203022830

Lender

Name	CITIZENS & FARMERS BANK
Type	Bank
Address	NEWPORT NEWS, VA 23606

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,806.00	$283,500 Land $80,000 Building $203,500	$283,500 Land $80,000 Building $203,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	181 (1990–2024)
Claims Outside the SFHA	13 of 181
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 73 claims Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

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