3409 Champlain Ln, Virginia Beach, VA 23452 Property Records

Virginia Beach City property record for 3409 Champlain Ln, Virginia Beach, VA 23452

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,360 sqft · built 1987
Lot Size0.14 acres (6,115 sqft)
OwnerOwner Name on Record
Tax Bill$2,750 (2025)
Deeds & MortgagesSep 2018 Line of Credit
APN1486-75-2542

Property Details

APN / Parcel Number

Primary APN1486-75-2542
Alternative APN
  • 14867525420000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,360 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,115 sqft
Garage TypeAttached
Garage Area231 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address3409 CHAMPLAIN LN
CityVIRGINIA BEACH
StateVA
Zip23452-4000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal DescriptionPECAN GARDENS BK 53 LOT 4
Legal Section02
Legal SubdivisionPECAN GARDENS
Legal Block53
Legal Lot Number4
JurisdictionVIRGINIA BEACH CITY VA
Township / Civil DivisionVIRGINIA BEACH
Census Block Group4
Census Block4005
Census Tract45414

Owner

Source: Virginia Beach City records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address3409 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4000
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 27, 2012
Transfer Doc0000974720
Record UpdatedJun 8, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVIRGINIA BEACH CITY VA
Property Address3409 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4000
Document Number0000769580
Instrument DateSep 5, 2018
Transaction TypeMortgage
Record UpdatedOct 2, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000769580
DateSep 19, 2018
Instrument769580
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 18, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityVirginia Beach City
Unified School DistrictVirginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,750.00 (+10.09%)$283,600 (+12.36%) Land $100,000 Building $183,600$283,600 (+12.36%) Land $100,000 Building $183,600
2023$2,498.00$252,400 Land $80,000 Building $172,400$252,400 Land $80,000 Building $172,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims181 (1990–2024)
Claims Outside the SFHA13 of 181
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 73 claims
  • Hurricane Irene, Aug 2011 · 4 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VIRGINIA BEACH
serves 437,994 people · EPA ID VA3810900
Water SourcePurchased surface water from CITY OF NORFOLK
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile, Xfinity.

Nearby Properties on Champlain Ln

Nearby Streets

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