3408 Champlain Ln, Virginia Beach, VA 23452 Property Records

Virginia Beach City property record for 3408 Champlain Ln, Virginia Beach, VA 23452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,225 sqft · built 1986
Lot Size	0.094 acres (4,096 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jun 2019)
Tax Bill	$2,393 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2022 Mortgage + 2 more
APN	`1486-75-4674`

Property Details

APN / Parcel Number

Primary APN	`1486-75-4674`
Alternative APN	`14867546740000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,225 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,096 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	3408 CHAMPLAIN LN
City	VIRGINIA BEACH
State	VA
Zip	23452-4047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	PECAN GARDENS BK 52 LOT 14
Legal Section	02
Legal Subdivision	PECAN GARDENS
Legal Block	52
Legal Lot Number	14
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	4
Census Block	4005
Census Tract	45414

Owner

Source: Virginia Beach City records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3408 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 19, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 6, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 3, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2019 · Amount on Record
Deed Sale	Jun 3, 2019 · Amount on Record
Prior Sale	Aug 26, 2005 · Amount on Record
Deed Document Number	20190603000442400
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	3408 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4047
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 CHAMPLAIN LN, VIRGINIA BCH, VA 23452-4047

Mortgage

Document Number	0000000498
Date	Oct 1, 2025
Instrument	202503040498

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	3408 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4047
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004459
Date	Jan 19, 2022
Instrument	202203004459

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	3408 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4047
Document Number	0000611700
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 CHAMPLAIN LN VIRGINIA BEACH VA 234524047, VIRGINIA BEACH, VA 23452-4047

Mortgage

Document Number	0000611700
Date	Jul 15, 2020
Instrument	611700

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Jun 3, 2019
Property Address	3408 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4047
Document Number	0000442400
Instrument Date	May 28, 2019
Instrument	442400
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 CHAMPLAIN LN VIRGINIA BEACH VA 234524047, VIRGINIA BEACH, VA 23452-4047

Mortgage

Document Number	442410
Date	Jun 3, 2019
Instrument	442410

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,393.00 (+7.94%)	$246,800 (+10.18%) Land $90,000 Building $156,800	$246,800 (+10.18%) Land $90,000 Building $156,800
2023	$2,217.00	$224,000 Land $72,000 Building $152,000	$224,000 Land $72,000 Building $152,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	181 (1990–2024)
Claims Outside the SFHA	13 of 181
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 73 claims Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

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