3416 Graff St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3416 Graff St, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1926
Square Footage	1,254 sqft Finished Area
Lot Size	2,500 sqft (0.057 acres)
Occupancy	Owner Occupied
Last Sale	$115,000 (2019)
Tax Bill	$1,904.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`056-13-05-020.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	1,254 sqft Finished Area
Gross Area	1,409 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1926
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Block Foundation
Roof Material	Composition Shingle Roof
Lot Area	2,500 sqft (0.057 acres)
Depth X Width	100 ft x 25 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Old Parcel Number	0561305020.00
Street Address	3416 GRAFF ST
City	COVINGTON
State	KY
Zip	41015-1160
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SEHON PT LOTS 327-328-329 25'X 100' NEC 35TH & GRAFF
Legal Subdivision	SEHON
Legal Phase	9
Legal Lot Number	327,32
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	2
Census Block	2014
Census Tract	61400

Owner

Source: Kenton County records · APN 056-13-05-020.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3416 GRAFF ST, COVINGTON, KY 41015-1160
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2019 · Amount on Record
Deed Sale	Jun 20, 2019 · Amount on Record
Prior Sale	Sep 01, 2015 · Amount on Record
Deed Doc Number	0006686288
Deed Book / Page	6686 / 288
Record Refreshed	Jun 08, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 20, 2019
Property Address	3416 GRAFF ST, COVINGTON, KY 41015-1160
Document Number	0000000367
Book / Page	0C6686 / 000288
Instrument Date	Jun 18, 2019
Instrument	367
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3416 GRAFF ST COVINGTON KY 410151160, COVINGTON, KY 41015-1160

Mortgage

Document Number	368
Date	Jun 20, 2019
Book Page	0C6686/000291
Instrument	368

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2049

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,904.00 (-0.52%)	$143,700 (-) Land $5,000 Building $138,700	$143,700 (-) Land $5,000 Building $138,700
2023	$1,914.00	$143,700 Land $5,000 Building $138,700	$143,700 Land $5,000 Building $138,700