Kenton County property record for 3409 Graff St, Covington, KY 41015 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1928 |
| Square Footage | 1,254 sqft Finished Area |
| Lot Size | 2,500 sqft (0.057 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $83,500 (2004) |
| Tax Bill | $1,590.00 (2025) |
| Primary APN | 056-14-04-013.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,254 sqft Finished Area |
| Gross Area | 1,555 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1928 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Block Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,500 sqft (0.057 acres) |
| Depth X Width | 100 ft x 25 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0561404013.00 |
|---|---|
| Street Address | 3409 GRAFF ST |
| City | COVINGTON |
| State | KY |
| Zip | 41015-1159 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEHON PT LOTS 330-331-332 25'X 100' WS GRAFF 100' S 34TH |
| Legal Subdivision | SEHON |
| Legal Phase | 2 |
| Legal Lot Number | 330,33 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 61400 |
Source: Kenton County records · APN 056-14-04-013.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3409 GRAFF ST, COVINGTON, KY 41015-1159 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 02, 2004 · Amount on Record |
| Deed Sale | Aug 02, 2004 · Amount on Record |
| Prior Sale | Aug 28, 1995 · Amount on Record |
| Deed Doc Number | 0002272177 |
| Deed Book / Page | 2272 / 177 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3409 GRAFF ST, COVINGTON, KY 41015-1159 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900143 |
|---|---|
| Date | Oct 26, 2022 |
| Book Page | KCM 416/986 |
| Instrument | 22102605900143 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 157 Months |
| Due | Nov 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,590.00 (-0.5%) | $120,000 (-) Land $5,000 Building $115,000 | $120,000 (-) Land $5,000 Building $115,000 |
| 2023 | $1,598.00 | $120,000 Land $5,000 Building $115,000 | $120,000 Land $5,000 Building $115,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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