3414 Graff St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3414 Graff St, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1923
Square Footage1,254 sqft Finished Area
Lot Size2,500 sqft (0.057 acres)
OccupancyOwner Occupied
Tax Bill$1,590.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-13-05-021.00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,254 sqft Finished Area
Gross Area1,409 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1923
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeBlock Foundation
Roof MaterialComposition Shingle Roof
Lot Area2,500 sqft (0.057 acres)
Depth X Width100 ft x 25 ft Depth x Width

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0561305021.00
Street Address3414 GRAFF ST
CityCOVINGTON
StateKY
Zip41015-1160
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSEHON PT LOTS 327-328-329 25'X 100' ES GRAFF 25' N 35TH ST
Legal SubdivisionSEHON
Legal Phase9
Legal Lot Number327,32
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2014
Census Tract61400

Owner

Source: Kenton County records · APN 056-13-05-021.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3414 GRAFF ST, COVINGTON, KY 41015-1160
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 29, 2003
Deed SaleSep 29, 2003
Prior SaleJun 11, 2001 · Amount on Record
Deed Doc Number0001871289
Deed Book / PageC-1871 / 289
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3414 GRAFF ST, COVINGTON, KY 41015-1160
Transaction TypeMortgage
Record UpdatedJan 14, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900222
DateDec 29, 2025
Book PageKCM 721/591
Instrument25122905900222
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 12, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,590.00 (-0.5%)$120,000 (-) Land $5,000 Building $115,000$120,000 (-) Land $5,000 Building $115,000
2023$1,598.00$120,000 Land $5,000 Building $115,000$120,000 Land $5,000 Building $115,000

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