Harford County property record for 3416 Clayton Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,248 sqft · built 1989 |
| Lot Size | 8.27 acres (360,241 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $356,000 (Oct 2020) |
| Tax Bill | $3,491 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-087355 |
| Primary APN | 01-087355 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Total Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 360,241 sqft (8.27 acres) |
| Deck Area | 154 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 087355 |
|---|---|
| Street Address | 3416 CLAYTON RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-2604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | 8.271 AC 3416 CLAYTON ROAD S OF BLEAK HEIGHTS |
| Legal Subdivision | BLEAK HEIGHTS |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 301201 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3416 CLAYTON RD, JOPPA, MD 21085-2604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2020 · Amount on Record |
| Deed Sale | Oct 7, 2020 · Amount on Record |
| Prior Sale | Feb 6, 2008 |
| Deed Book / Page | 14165 / 418 |
| Prior Transfer Date | Jan 29, 2008 |
| Prior Transfer Doc | 0076920308 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 7, 2020 |
| Property Address | 3416 CLAYTON RD, JOPPA, MD 21085-2604 |
| Document Number | 0141650418 |
| Book / Page | 14165 / 418 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3416 CLAYTON RD, JOPPA, MD 21085-2604 |
| Document Number | 0014165426 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 14165/426 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,000 (+4.96%) Land $141,300 Building $208,700 | $350,000 (-) Land $141,300 Building $208,700 | |
| 2025 | $3,491.00 (+10.13%) Homeowner's exemption | $333,467 (+11.01%) | $350,000 (+16.51%) Land $141,300 Building $208,700 |
| 2023 | $300,400 Land $141,300 Building $159,100 | $300,400 Land $141,300 Building $159,100 | |
| 2022 | $3,170.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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