3423 Clayton Rd, Joppa, MD 21085 Property Records

Harford County property record for 3423 Clayton Rd, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 1968
Lot Size	3.88 acres (169,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$488,000 (Nov 2021)
Tax Bill	$4,811 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-055283`

Property Details

APN / Parcel Number

Primary APN	`01-055283`
Alternative APNs	`1055283` `055283`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Total Area
Basement Area	625 sqft
Finished Basement	625 sqft
Utility Area	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	169,013 sqft (3.88 acres)
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Pool Area	720 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	055283
Street Address	3423 CLAYTON RD
City	JOPPA
State	MD
Zip	21085-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 1 3.88 AC 3423 CLAYTON ROAD LD S H JOZEFOWICZ P 44/8
Legal Subdivision	FINAL PLAT FOR LOT NO 1 S H JOZEFOWIEZ
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2005
Census Tract	301201

Owner

Source: Harford County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3423 CLAYTON RD, JOPPA, MD 21085-2603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Deed Book / Page	15175 / 236
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 10, 2021
Property Address	3423 CLAYTON RD, JOPPA, MD 21085-2603
Document Number	0151750236
Book / Page	15175 / 236
Map Reference	MB HDC44 FO 8
Instrument Date	Oct 14, 2021
Transaction Type	Transfer
Record Updated	Sep 9, 2022
Title Company	NOT AVAILABLE, DBA ADMIRAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3419B CLAYTON RD, JOPPA, MD 21085-2603

Mortgage

Document Number	0015175244
Date	Nov 10, 2021
Instrument	15175/244

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,811.00 (+41.17%)	$436,000 (+79.5%) Land $114,400 Building $321,600	$436,000 (+79.5%) Land $114,400 Building $321,600
2025	$3,408.00 (+28.07%)
2023		$242,900 Land $114,400 Building $128,500	$242,900 Land $114,400 Building $128,500
2022	$2,661.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20