Harford County property record for 3409 Clayton Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,068 sqft · built 1953 |
| Lot Size | 0.572 acres (24,916 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $194,900 (Oct 2019) |
| Tax Bill | $2,442 (2026) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage Jun 2019 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-025554 |
| Primary APN | 01-025554 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,068 sqft Total Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 24,916 sqft (0.572 acres) |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Deck Area | 256 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 025554 |
|---|---|
| Street Address | 3409 CLAYTON RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-2603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LT 0.572 AC 3409 CLAYTON ROAD AT COCHRAN RD |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 301201 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3409 CLAYTON RD, JOPPA, MD 21085-2603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2019 | Deed, Transfer · Conventional Mortgage ABERDEEN PROVING GROUND FCU |
| Jun 11, 2019 | Grant Deed, Transfer · Line of Credit RCN CAP |
| Jan 29, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 29, 2019 | Correction Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2019 · Amount on Record |
| Deed Sale | Oct 23, 2019 · Amount on Record |
| Prior Sale | Jun 11, 2019 · Amount on Record |
| Deed Book / Page | 13506 / 275 |
| Prior Transfer Date | Jan 10, 2019 |
| Prior Transfer Doc | 0131380183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 23, 2019 |
| Property Address | 3409 CLAYTON RD, JOPPA, MD 21085-2603 |
| Document Number | 0135060275 |
| Book / Page | 13506 / 0275 |
| Instrument Date | Oct 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | OMNI LAND SETTLEMENT CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3409 CLAYTON RD, JOPPA, MD 21085-2603 |
| Document Number | 0013506281 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 13506/281 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 11, 2019 |
| Property Address | 3409 CLAYTON RD, JOPPA, MD 21085-2603 |
| Document Number | 0133010178 |
| Book / Page | 013301 / 000178 |
| Instrument Date | Jun 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2019 |
| Title Company | FRONT DOOR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $85.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 213 N UNION AVE HAVRE DE GRACE MD 210782906, HAVRE DE GRACE, MD 21078-2906 |
| Document Number | 133010183 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 013301/000183 |
| Name | RCN CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | SOUTH WINDSOR, CT 06074 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 10, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 29, 2019 |
| Property Address | 3409 CLAYTON RD, JOPPA, MD 21085-2603 |
| Document Number | 0131380188 |
| Book / Page | 013138 / 000188 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1402 SALISBURY CT BEL AIR MD 210145916, BEL AIR, MD 21014-5916 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 29, 2019 |
| Property Address | 3409 CLAYTON RD, JOPPA, MD 21085-2603 |
| Document Number | 0131380183 |
| Book / Page | 013138 / 000183 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1402 SALISBURY CT BEL AIR MD 210145916, BEL AIR, MD 21014-5916 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,442.00 (+20.89%) Homeowner's exemption | $218,600 (+5.18%) Land $87,800 Building $130,800 | $218,600 (-) Land $87,800 Building $130,800 |
| 2025 | $2,020.00 (+10.26%) Homeowner's exemption | $207,833 (+11.56%) | $218,600 (+17.34%) Land $87,800 Building $130,800 |
| 2023 | $186,300 Land $87,800 Building $98,500 | $186,300 Land $87,800 Building $98,500 | |
| 2022 | $1,832.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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