Osceola County property record for 3415 Celena Cir, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,257 sqft Heated Area |
| Lot Size | 2,091 sqft (0.048 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $293,000 (2023) |
| Tax Bill | $3,272.00 (2025) |
| Primary APN | 114820 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,257 sqft Heated Area |
| Gross Area | 1,736 sqft Gross Area |
| 1st Floor | 1,257 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,091 sqft (0.048 acres) |
| Depth X Width | 63 ft x 33 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 240 sqft Garage |
| Porch | Open Porch |
| Porch Area | 239 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 114820 |
|---|---|
| Street Address | 3415 CELENA CIR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5912 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | MAGNOLIA GLEN PB 14 PG 170 LOT 2 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 10 |
| Legal Subdivision | MAGNOLIA GLEN |
| Legal Tract | 551 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2037 |
| Census Tract | 43203 |
Source: Osceola County records · APN 114820
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3415 CELENA CIR, SAINT CLOUD, FL 34769-5912 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 16, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 04, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 12, 2020 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 16, 2023 · Amount on Record |
| Deed Sale | Oct 16, 2023 · Amount on Record |
| Prior Sale | Jun 23, 2014 · Amount on Record |
| Deed Doc Number | 2023135944 |
| Deed Book / Page | 6490 / 980 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 16, 2023 |
| Property Address | 3415 CELENA CIR, SAINT CLOUD, FL 34769-5912 |
| Document Number | 0064900980 |
| Book / Page | 6490 / 980 |
| Map Reference | MB 14 PG 170 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 2023135944 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,051.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9320 SW 89TH TER, OCALA, FL 34481-6171 |
| Name | Verified Name |
|---|---|
| Address | 3415 CELENA CIR, SAINT CLOUD, FL 34769-5912 |
| Document Number | 0006490982 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 6490/982 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3415 CELENA CIR, SAINT CLOUD, FL 34769-5912 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3415 CELENA CIR, SAINT CLOUD, FL 34769-5912 |
| Document Number | 0063811619 |
|---|---|
| Date | Apr 04, 2023 |
| Book Page | 6381/1619 |
| Instrument | 2023037865 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 275 Months |
| Due | Mar 01, 2046 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3415 CELENA CIR, SAINT CLOUD, FL 34769-5912 |
| Document Number | 0058012575 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3415 CELENA CIR ST CLOUD FL 347695912, ST CLOUD, FL 34769-5912 |
| Document Number | 0058012575 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 005801/002575 |
| Instrument | 130029 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 28, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,272.00 (+193.45%) Homeowner's exemption | $225,700 (+116.9%) Land $35,000 Building $190,700 | $225,700 (-2.97%) Land $35,000 Building $190,700 |
| 2023 | $1,115.00 (+5.09%) Homeowner's exemption | $104,058 (+3%) | $232,600 (+39.7%) Land $25,000 Building $207,600 |
| 2022 | $1,061.00 Homeowner's exemption | $101,028 | $166,500 Land $14,900 Building $151,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,515 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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