3414 Hidden River View Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 3414 Hidden River View Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,238 sqft · built 1994
Lot Size	0.613 acres (26,684 sqft)
Owner	2 Individual Names on Record
Last Sale	$589,000 (Feb 2017)
Tax Bill	$8,726 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-257-90059461`

Property Details

APN / Parcel Number

Primary APN	`02-257-90059461`
Alternative APNs	`2-257-90059461` `25790059461`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,238 sqft Living Area
Gross Area	3,700 sqft
1st Floor Area	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	26,684 sqft (0.613 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	156 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	25790059461
Street Address	3414 HIDDEN RIVER VIEW RD
City	ANNAPOLIS
State	MD
Zip	21403-5020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 33 PL 2 FISHING CREEK FARM
Legal Subdivision	FISHING CREEK FARM
Legal Block	1
Legal Lot Number	33
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1004
Census Tract	702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3414 HIDDEN RIVER VIEW RD, ANNAPOLIS, MD 21403-5020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Oct 31, 2017	Deed of Trust, Mortgage · Line of Credit WRIGHT PATMAN CONGRESS'L FCU
Feb 7, 2017	Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2017 · Amount on Record
Deed Sale	Feb 7, 2017 · Amount on Record
Prior Sale	Jul 23, 1999
Deed Document Number	201730621-412
Deed Book / Page	30621 / 412
Transfer Doc	0079500654
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3414 HIDDEN RIVER VIEW RD, ANNAPOLIS, MD 21403-5020
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0369500474
Date	Jun 9, 2021
Book Page	36950/474

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3414 HIDDEN RIVER VIEW RD, ANNAPOLIS, MD 21403-5020
Document Number	0315480232
Book / Page	031548 / 000232
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017
Title Company	SINGLESOURCE PROPERTY SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3414 HIDDEN RIVER VIEW RD ANNAPOLIS MD 214035020, ANNAPOLIS, MD 21403-5020

Mortgage

Document Number	0315480232
Date	Nov 9, 2017
Book Page	031548/000232

Lender

Name	WRIGHT PATMAN CONGRESS'L FCU
Type	Credit Union
Address	OAKTON, VA 22124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 8, 2037

Interest

Rate Type	Adjustable Rate

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 7, 2017
Property Address	3414 HIDDEN RIVER VIEW RD, ANNAPOLIS, MD 21403-5020
Document Number	0306210412
Book / Page	030621 / 000412
Instrument Date	Jan 26, 2017
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$589.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3414 HIDDEN RIVER VIEW RD ANNAPOLIS MD 214035020, ANNAPOLIS, MD 21403-5020

Mortgage

Document Number	306210419
Date	Feb 7, 2017
Book Page	030621/000419

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,053,200 (+8.61%) Land $504,600 Building $548,600	$1,053,200 (-) Land $504,600 Building $548,600
2025	$8,726.00 (+2.54%) Homeowner's exemption	$969,700 (+20.8%)	$1,053,200 (+31.21%) Land $504,600 Building $548,600
2024	$8,510.00 (+9.68%)
2023	$7,759.00 Homeowner's exemption	$802,700 Land $389,600 Building $413,100	$802,700 Land $389,600 Building $413,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 265 policies
Nearby Flood Policies	265 in force
Nearby Flood Claims	76 (1978–2024)
Claims Outside the SFHA	24 of 76
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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