3409 Hidden River View Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 3409 Hidden River View Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,264 sqft · built 2002
Lot Size	0.46 acres (20,042 sqft)
Owner	2 Trust Names on File
Last Sale	$174,500 (Jun 1998)
Tax Bill	$8,519 (2025)
Deeds & Mortgages	Jan 2024 Transfer Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-257-90059475`

Property Details

APN / Parcel Number

Primary APN	`02-257-90059475`
Alternative APNs	`2-257-90059475` `25790059475`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,264 sqft Living Area
Gross Area	3,664 sqft
1st Floor Area	1,560 sqft
Basement Area	950 sqft
Finished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,042 sqft (0.46 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	792 sqft
Porch	Open Porch
Porch Area	240 sqft
Deck Area	608 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	25790059475
Street Address	3409 HIDDEN RIVER VIEW RD
City	ANNAPOLIS
State	MD
Zip	21403-5025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 93 PL 2 FISHING CREEK FARM
Legal Subdivision	FISHING CREEK FARM
Legal Block	1
Legal Lot Number	93
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1016
Census Tract	702602

Owner

3409 Hidden River View Rd is owner-occupied and held in a trust since September 2023.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3409 HIDDEN RIVER VIEW RD, ANNAPOLIS, MD 21403-5025
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Intrafamily Transfer, Transfer
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 1998 · Amount on File
Deed Sale	Jun 26, 1998 · Amount on File
Deed Document Number	19987911
Deed Book / Page	8541 / 788
Last Transfer Date	Sep 26, 2023
Transfer Doc	0401630070
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 4, 2024
Property Address	3409 HIDDEN RIVER VIEW RD, ANNAPOLIS, MD 21403-5025
Document Number	0401630070
Book / Page	40163 / 70
Map Reference	MB 109 FO 46
Instrument Date	Sep 26, 2023
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	3409 HIDDEN RIVER VIEW RD, ANNAPOLIS, MD 21403-5025

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3409 HIDDEN RIVER VIEW RD, ANNAPOLIS, MD 21403-5025
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 HIDDEN RIVER VIEW RD, ANNAPOLIS, MD 21403-5025

Mortgage

Document Number	0374020246
Date	Aug 20, 2021
Book Page	37402/246

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	117 Months
Due	May 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 3409 Hidden River View Rd was $8,519 with a homeowner's exemption, up 2.6% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,066,100 (+8.71%) Land $503,000 Building $563,100	$1,066,100 (-) Land $503,000 Building $563,100
2025	$8,519.00 (+2.6%) Homeowner's exemption	$980,667	$1,066,100 Land $503,000 Building $563,100
2024	$8,303.00 (+9.89%)
2023	$7,556.00 Homeowner's exemption	$809,800 Land $388,000 Building $421,800	$809,800 Land $388,000 Building $421,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3409 Hidden River View Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 265 policies
Nearby Flood Policies	265 in force
Nearby Flood Claims	76 (1978–2024)
Claims Outside the SFHA	24 of 76
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3409 Hidden River View Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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