3413 McNiff Dr, Bloomington, IL 61704 Property Records

McLean County property record for 3413 McNiff Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,142 sqft · built 1998
Lot Size	0.149 acres (6,508 sqft)
Owner	2 Individual Names on Record
Last Sale	$261,500 (Nov 2024)
Tax Bill	$5,731 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-07-352-007`

Property Details

APN / Parcel Number

Primary APN	`22-07-352-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,142 sqft Living Area
Gross Area	2,502 sqft
1st Floor Area	1,224 sqft
Basement Area	918 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	6,508 sqft (0.149 acres)
Lot Dimensions	101 ft deep x 65 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	100 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3413 MCNIFF DR
City	BLOOMINGTON
State	IL
Zip	61704-9469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PRAIRIEVIEW ESTATES SOUTH LOT 58
Legal Range	03E
Legal Township	23N
Legal Section	07
Legal Subdivision	PRAIRIEVIEW ESTATES
Legal Lot Number	58
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1001
Census Tract	1108

Owner

Source: McLean County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3413 MCNIFF DR, BLOOMINGTON, IL 61704-9469
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 13, 2022	Warranty Deed, Transfer · Conventional Mortgage UIF CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2024 · Amount on Record
Deed Sale	Nov 22, 2024 · Amount on Record
Prior Sale	Apr 13, 2022 · Amount on Record
Deed Document Number	202417092
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 16, 2026
Property Address	3413 MCNIFF DR, BLOOMINGTON, IL 61704-9469
Document Number	0000013879
Instrument Date	Aug 26, 2026
Instrument	202613879
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	FRONTIER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3413 MCNIFF DR, BLOOMINGTON, IL 61704-9469

Mortgage

Document Number	0000013880,
Date	Sep 16, 2026
Instrument	202613880

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.62%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 13, 2022
Property Address	3413 MCNIFF DR, BLOOMINGTON, IL 61704-9469
Document Number	202200006789
Map Reference	DOC 97-22435
Instrument Date	Apr 7, 2022
Instrument	2022-00006789
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3413 MCNIFF DR, BLOOMINGTON, IL 61704-9469

Mortgage

Document Number	202200006790
Date	Apr 13, 2022
Instrument	2022-00006790

Lender

Name	UIF CORP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,731.00 (+18.04%)	$79,659 (+36.08%) Land $16,539 Building $63,120	$238,977 (+36.08%) Land $49,617 Building $189,360
2024	$4,855.00 (+9.08%)
2023	$4,451.00 (+7.67%)	$58,539 (+10.9%) Land $12,153 Building $46,386	$175,617 (+10.9%) Land $36,459 Building $139,158
2022	$4,134.00	$52,786 Land $10,959 Building $41,827	$158,358 Land $32,877 Building $125,481

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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