3410 McNiff Dr, Bloomington, IL 61704 Property Records

McLean County property record for 3410 McNiff Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,044 sqft · built 1999
Lot Size	0.095 acres (4,153 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Aug 2020)
Tax Bill	$4,912 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-07-351-005`

Property Details

APN / Parcel Number

Primary APN	`22-07-351-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,044 sqft Living Area
Gross Area	2,404 sqft
1st Floor Area	1,224 sqft
Basement Area	820 sqft
Finished Basement	820 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	4,153 sqft (0.095 acres)
Lot Dimensions	104 ft deep x 40 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Deck Area	220 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3410 MCNIFF DR
City	BLOOMINGTON
State	IL
Zip	61704-9448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PRAIRIEVIEW ESTATES SOUTH LOT 4
Legal Range	03E
Legal Township	23N
Legal Section	07
Legal Subdivision	PRAIRIEVIEW ESTATES
Legal Lot Number	4
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1000
Census Tract	1108

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 RASPBERRY RD, BLOOMINGTON, IL 61704-2816
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · SBA Mortgage PRIMIS BANK
Mar 23, 2022	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Prior Sale	Jun 1, 2009 · Amount on Record
Deed Document Number	202016532
Prior Transfer Date	Apr 11, 2008
Prior Transfer Doc	0000013562
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3410 MCNIFF DR, BLOOMINGTON, IL 61704-9448
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202600001379
Date	Feb 3, 2026
Instrument	2026-00001379

Lender

Name	PRIMIS BANK
Type	Bank
Address	ASHLAND, VA 23005

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	8.25%

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 23, 2022
Property Address	3410 MCNIFF DR, BLOOMINGTON, IL 61704-9448
Document Number	202200005323
Map Reference	DOC R97-22435
Instrument Date	Mar 2, 2022
Instrument	2022-00005323
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 RASPBERRY RD, 11, BLOOMINGTON, IL 61704-2816

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 21, 2020
Property Address	3410 MCNIFF DR, BLOOMINGTON, IL 61704-9448
Document Number	202000016532
Map Reference	DOC 97-22435
Instrument Date	Aug 5, 2020
Instrument	2020-00016532
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3410 MCNIFF DR, BLOOMINGTON, IL 61704-9448

Mortgage

Document Number	202000016534
Date	Aug 21, 2020
Instrument	2020-00016534

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,276 (+36.08%) Land $13,550 Building $59,726	$219,828 (+36.08%) Land $40,650 Building $179,178
2024	$4,912.00 (+7.67%)
2023	$4,562.00 (+6.34%)	$53,849 (+10.9%) Land $9,958 Building $43,891	$161,547 (+10.9%) Land $29,874 Building $131,673
2022	$4,290.00	$48,555 Land $8,979 Building $39,576	$145,665 Land $26,937 Building $118,728

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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