3408 McNiff Dr, Bloomington, IL 61704 Property Records

McLean County property record for 3408 McNiff Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,310 sqft · built 1999
Lot Size	0.095 acres (4,136 sqft)
Owner	2 Individual Names on File
Last Sale	$221,333 (Aug 2022)
Tax Bill	$4,861 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-07-351-004`

Property Details

APN / Parcel Number

Primary APN	`22-07-351-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,310 sqft Living Area
Gross Area	2,410 sqft
1st Floor Area	1,224 sqft
Basement Area	1,086 sqft
Finished Basement	1,086 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	4,136 sqft (0.095 acres)
Lot Dimensions	104 ft deep x 40 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	100 sqft
Porch	Open Frame Porch
Deck Area	100 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3408 MCNIFF DR
City	BLOOMINGTON
State	IL
Zip	61704-9448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PRAIRIEVIEW ESTATES SOUTH LOT 5
Legal Range	03E
Legal Township	23N
Legal Section	07
Legal Subdivision	PRAIRIEVIEW ESTATES
Legal Lot Number	5
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1000
Census Tract	1108

Owner

3408 McNiff Dr is owned and occupied by two individuals who bought it in August 2022.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3408 MCNIFF DR, BLOOMINGTON, IL 61704-9448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2022 · Amount on File
Deed Sale	Aug 25, 2022 · Amount on File
Prior Sale	Nov 7, 2007 · Amount on File
Deed Document Number	202215170
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 25, 2022
Property Address	3408 MCNIFF DR, BLOOMINGTON, IL 61704-9448
Document Number	202200015170
Map Reference	DOC 97-22435
Instrument Date	Aug 12, 2022
Instrument	2022-00015170
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 MCNIFF DR, BLOOMINGTON, IL 61704-9448

Mortgage

Document Number	202200015171
Date	Aug 25, 2022
Instrument	2022-00015171

Lender

Name	GUIDANCE RESIDENTIAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,739 Land $13,520 Building $66,219	$239,217 Land $40,560 Building $198,657
2024	$4,861.00 (+9.09%)
2023	$4,456.00 (+7.68%)	$58,599 (+10.9%) Land $9,935 Building $48,664	$175,797 (+10.9%) Land $29,805 Building $145,992
2022	$4,138.00	$52,839 Land $8,958 Building $43,881	$158,517 Land $26,874 Building $131,643

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3408 McNiff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3408 McNiff Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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