3412 Whisper Branch, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3412 Whisper Branch, Schertz, TX 78108

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,317 sqft · built 2006
Lot Size0.128 acres (5,554 sqft)
Owner2 Individual Names on File
Last Sale$148,500 (Dec 2014)
Tax Bill$3,223 (2025)
Flood ZoneZone X (minimal risk)
APN1G3563303001600000

Property Details

APN / Parcel Number

Primary APN1G3563303001600000
Alternative APNs
  • 000000120689
  • 000000180618
  • 120689

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,317 sqft Living Area
Gross Area2,970 sqft
1st Floor Area1,163 sqft
2nd Floor Area1,154 sqft
Utility Area84 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,554 sqft (0.128 acres)
Lot Dimensions107 ft deep x 52 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area100 sqft
Deck Area224 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address3412 WHISPER BLF
CitySCHERTZ
StateTX
Zip78154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #3 BLOCK 30 LOT 16
Legal SubdivisionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #3
Legal Tract16
Legal Block30
Legal Lot Number16
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group3
Census Block3001
Census Tract210613

Owner

3412 Whisper Branch is owned and occupied by two individuals who bought it in December 2014.

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3412 WHISPER BR, SCHERTZ, TX 78108-2313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2014 · Amount on File
Deed SaleDec 17, 2014 · Amount on File
Prior SaleJun 27, 2006 · Amount on File
Deed Document Number201422668
Prior Transfer DateDec 9, 2014
Prior Transfer Doc0000022668
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3412 Whisper Branch was $3,223 with a homeowner's exemption, down 20.5% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$272,215 (+1%) Land $40,889 Building $244,227$285,116 (+15.21%) Land $40,889 Building $244,227
2025$3,223.00 (-20.48%) Homeowner's exemption$247,468 Land $28,906 Building $218,562$247,468 Land $28,906 Building $218,562
2024$4,053.00 (+12.87%)
2023$3,591.00 (-15.35%) Homeowner's exemption$281,419 Land $40,219 Building $241,200$281,419 Land $40,219 Building $241,200
2022$4,242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3412 Whisper Branch in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3412 Whisper Branch is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people · EPA ID TX0940003
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Guadalupe Valley Electric Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: VTX Communications.

Nearby Properties on Whisper Branch

Nearby Streets

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