3407 Whisper Branch, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3407 Whisper Branch, Schertz, TX 78108

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,579 sqft · built 2006
Lot Size0.126 acres (5,500 sqft)
Owner2 Individual Names on File
Last Sale$139,200 (Mar 2014)
Tax Bill$2,794 (2025)
Flood ZoneZone X (minimal risk)
APN1G3563303201400000

Property Details

APN / Parcel Number

Primary APN1G3563303201400000
Alternative APNs
  • 000000120727
  • 000000171260
  • 120727

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,579 sqft Living Area
Gross Area2,098 sqft
1st Floor Area1,579 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,500 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area114 sqft
Storage Building48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address3407 WHISPER BR
CitySCHERTZ
StateTX
Zip78154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #3 BLOCK 32 LOT 14
Legal SubdivisionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #3
Legal Tract14
Legal Block32
Legal Lot Number14
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group3
Census Block3005
Census Tract210613

Owner

3407 Whisper Branch is owned and occupied by two individuals who bought it in March 2014.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record2 Individual Names on File
Mailing Address3407 WHISPER BR, SCHERTZ, TX 78154
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2014 · Amount on File
Deed SaleMar 3, 2014 · Amount on File
Prior SaleMay 10, 2006 · Amount on File
Deed Document Number20143517
Deed Book / Page4198 / 483
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3407 Whisper Branch was $2,794 with a homeowner's exemption, down 30.5% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$228,085 (+1.31%) Land $40,703 Building $187,382$228,085 (+1.31%) Land $40,703 Building $187,382
2025$2,794.00 (-30.46%) Homeowner's exemption$225,139 Land $28,726 Building $196,413$225,139 Land $28,726 Building $196,413
2024$4,018.00 (+12.87%)
2023$3,560.00 (-15.44%) Homeowner's exemption$260,897 Land $40,007 Building $220,890$260,897 Land $40,007 Building $220,890
2022$4,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3407 Whisper Branch in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3407 Whisper Branch is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people · EPA ID TX0940003
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Guadalupe Valley Electric Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: VTX Communications.

Nearby Properties on Whisper Branch

Nearby Streets

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