3411 Whisper Branch, Schertz, TX 78154 Property Records

Guadalupe County property record for 3411 Whisper Branch, Schertz, TX 78154

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,000 sqft · built 2005
Lot Size0.126 acres (5,502 sqft)
OwnerIndividual Name on Record
Last Sale$310,899 (Jul 2022)
Tax Bill$1,764 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1G3563303201300000

Property Details

APN / Parcel Number

Primary APN1G3563303201300000
Alternative APNs
  • 1G-3563-3032-01302-000
  • 000000120726
  • 000000189639
  • 000000264025
  • 000000278162
  • 120726

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,000 sqft Living Area
Gross Area2,520 sqft
1st Floor Area2,000 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,502 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
Garage TypeAttached
Garage Area420 sqft
PorchEnclosed Porch
Porch Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address3411 WHISPER BR
CitySCHERTZ
StateTX
Zip78154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #3 BLOCK 32 LOT 13, UNDIVIDED INTEREST 50.0000000000%
Legal SubdivisionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #3
Legal Tract13
Legal Block32
Legal Lot Number13
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group3
Census Block3005
Census Tract210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3411 WHISPER BR, SCHERTZ, TX 78108-2313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2022 · Amount on Record
Deed SaleJul 21, 2022 · Amount on Record
Prior SaleNov 8, 2021 · Amount on Record
Deed Document Number202222549
Prior Transfer DateDec 20, 2005
Prior Transfer Doc0000000051
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address3411 WHISPER BR, SCHERTZ, TX 78108-2313
Transaction TypeMortgage
Record UpdatedAug 10, 2023
Title CompanyBENTON-FRANKLIN TITLE, BENTON FRANKLIN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099038500
DateNov 8, 2021
Instrument202199038500
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77036
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$135,662 (+3.02%) Land $20,352 Building $115,310$135,662 (+3.02%) Land $20,352 Building $115,310
2025$1,764.00 (-30.14%) Homeowner's exemption$131,691 (-12.52%) Land $14,363 Building $117,328$131,691 (-12.52%) Land $14,363 Building $117,328
2024$2,525.00 (+7.17%)
2023$2,356.00 (-62.09%)$150,538 Land $20,004 Building $130,534$150,538 Land $20,004 Building $130,534
2022$6,215.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people · EPA ID TX0940003
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Guadalupe Valley Electric Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: VTX Communications.

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