Lewis And Clark County property record for 3410 Terrace Ave, Helena, MT 59602
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,149 sqft · built 1980 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $298,025 (Oct 2023) |
| Tax Bill | $2,190 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0522315 |
| Primary APN | R0522315 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,149 sqft Living Area |
| 1st Floor Area | 1,532 sqft |
| Attic | Attic |
| Attic Area | 579 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,985 sqft (0.344 acres) |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000019843 |
|---|---|
| Street Address | 3410 TERRACE AVE |
| City | HELENA |
| State | MT |
| Zip | 59602-9229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | SEYMER PARK ADDN, S22, T10 N, R04 W, BLOCK 16, LOT 7 - 8 |
| Legal Range | 04W |
| Legal Township | 10N |
| Legal Section | 22 |
| Legal Subdivision | SEYMER PARK ADDN |
| Legal Block | 16 |
| Legal Lot Number | 7,8 |
| Jurisdiction | LEWIS AND CLARK MT |
| Township / Civil Division | HELENA |
| Census Block Group | 1 |
| Census Block | 1102 |
| Census Tract | 600 |
Source: Lewis And Clark County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3410 TERRACE AVE, HELENA, MT 59602-9229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage NOVUS HOME MORTGAGE |
| Oct 23, 2023 | Warranty Deed, Transfer · FHA Mortgage NOVUS HOME MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2023 · Amount on Record |
| Deed Sale | Oct 23, 2023 · Amount on Record |
| Prior Sale | Jun 7, 2005 · Amount on Record |
| Deed Document Number | 20233417314 |
| Deed Book / Page | 62 / 6507 |
| Prior Transfer Date | Jun 2, 2005 |
| Prior Transfer Doc | 00M32/6529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 3410 TERRACE AVE, HELENA, MT 59602-9229 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3410 TERRACE AVE, HELENA, MT 59602-9229 |
| Document Number | 00M65/1945 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | M65/1945 |
| Instrument | 3447869 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 3410 TERRACE AVE, HELENA, MT 59602-9229 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Title Company | NOT AVAILABLE, FLYING S TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 00M62/6887 |
|---|---|
| Date | Nov 7, 2023 |
| Book Page | M62/6887 |
| Instrument | 3417766 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, WI 53045 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Recording Date | Oct 23, 2023 |
| Property Address | 3410 TERRACE AVE, HELENA, MT 59602-9229 |
| Document Number | 00M62/6507 |
| Book / Page | M62 / 6507 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 3417314 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | NOT AVAILABLE, FLYING S T&E OF MOTANA INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3410 TERRACE AVE, HELENA, MT 59602-9229 |
| Document Number | 0003417315 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 3417315 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Lewis And Clark County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lewis And Clark County |
| Elementary School District | Helena Elementary School District (PK - 08) |
| Secondary School District | Helena High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,190.00 (+10.38%) | $436,300 (-) | |
| 2025 | $1,984.00 (-44.55%) | $436,300 (+10.76%) | $436,300 (+10.76%) Land $108,946 Building $327,354 |
| 2023 | $3,578.00 | $393,900 | $393,900 Land $64,750 Building $329,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1981–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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