Lewis And Clark County property record for 3220 Terrace Ave, Helena, MT 59602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,429 sqft · built 2000 |
| Lot Size | 0.517 acres (22,521 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $414,960 (Mar 2023) |
| Tax Bill | $6,108 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0533681 |
| Primary APN | R0533681 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,429 sqft Living Area |
| 1st Floor Area | 1,429 sqft |
| Basement Area | 1,428 sqft |
| Finished Basement | 1,428 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,521 sqft (0.517 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000036090 |
|---|---|
| Street Address | 3220 TERRACE AVE |
| City | HELENA |
| State | MT |
| Zip | 59602-9230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEYMER PARK ADDN, S22, T10 N, R04 W, BLOCK 9, LOT 4 - 6 |
| Legal Range | 04W |
| Legal Township | 10N |
| Legal Section | 22 |
| Legal Subdivision | SEYMER PARK ADDN |
| Legal Block | 9 |
| Legal Lot Number | 4-6 |
| Jurisdiction | LEWIS AND CLARK MT |
| Township / Civil Division | HELENA |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 600 |
Source: Lewis And Clark County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3220 TERRACE AVE, HELENA, MT 59602-9230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Dec 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2023 · Amount on Record |
| Deed Sale | Mar 13, 2023 · Amount on Record |
| Prior Sale | Dec 28, 2022 · Amount on Record |
| Deed Document Number | 20233409244 |
| Deed Book / Page | 61 / 9786 |
| Prior Transfer Date | Mar 1, 2023 |
| Prior Transfer Doc | 00M61/9786 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Recording Date | Mar 13, 2023 |
| Property Address | 3220 TERRACE AVE, HELENA, MT 59602-9230 |
| Document Number | 00M61/9786 |
| Book / Page | M61 / 9786 |
| Instrument Date | Mar 1, 2023 |
| Instrument | 3409244 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Title Company | ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0003409245 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 3409245 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Recording Date | Dec 28, 2022 |
| Property Address | 3220 TERRACE AVE, HELENA, MT 59602-9230 |
| Document Number | 00M61/7972 |
| Book / Page | M61 / 7972 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 3407170 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2023 |
| Title Company | ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0003407172 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 3407172 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: Lewis And Clark County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lewis And Clark County |
| Elementary School District | Helena Elementary School District (PK - 08) |
| Secondary School District | Helena High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,108.00 (+51.83%) | $499,500 (+12.78%) | |
| 2025 | $499,500 (+12.78%) Land $118,058 Building $381,442 | ||
| 2023 | $4,023.00 | $442,900 | $442,900 Land $86,125 Building $356,775 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 80% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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