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3402 Cypress Dr, Spring Grove, IL 60081 Property Records

McHenry County property record for 3402 Cypress Dr, Spring Grove, IL 60081

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,452 sqft · built 2006
Lot Size1.7 acres (74,052 sqft)
Owner2 Individual Names on Record
Last Sale$355,000 (Sep 2020)
Deeds & MortgagesApr 2023 Line of Credit
Jan 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-11-451-006

Property Details

APN / Parcel Number

Primary APN04-11-451-006

Interior

Bedrooms3 Beds
Stories1 Story
Building Area2,452 sqft Living Area
Gross Area4,502 sqft

Exterior

Year BuiltBuilt 2006
Lot Area74,052 sqft (1.7 acres)

Location & Zoning

Street Address3402 CYPRESS DR
CitySPRING GROVE
StateIL
Zip60081-8617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0035279 LT 19 FOREST RIDGE SUB
Legal Range08E
Legal Township46N
Legal Section11
Legal SubdivisionFOREST RIDGE
Legal Lot Number19
JurisdictionMCHENRY IL
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2002
Census Tract870104

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Jan 24, 2023Transfer on Death Deed, Transfer
Sep 3, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleSep 3, 2020 · Amount on Record
Deed SaleSep 3, 2020 · Amount on Record
Prior SaleMay 23, 2006 · Amount on Record
Deed Document Number0000035279
Last Transfer DateJan 24, 2023
Transfer Doc0000001706
Record UpdatedJun 7, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3402 CYPRESS DR, SPRING GROVE, IL 60081-8617
Transaction TypeMortgage
Record UpdatedMay 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3402 CYPRESS DR, SPRING GROVE, IL 60081-8617

Mortgage

Document Number0000008652
DateApr 18, 2023
Instrument2023R0008652
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 6, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMCHENRY IL
Recording DateJan 24, 2023
Property Address3402 CYPRESS DR, SPRING GROVE, IL 60081-8617
Document Number0000001706
Map ReferenceDOC 2003R0103179
Instrument DateJan 18, 2023
Instrument2023R0001706
Transaction TypeTransfer
Record UpdatedFeb 2, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3402 CYPRESS DR, SPRING GROVE, IL 60081-8617

Transferred To (Grantee/Buyer)

NameVerified Name

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateSep 3, 2020
Property Address3402 CYPRESS DR, SPRING GROVE, IL 60081-8617
Document Number0000035279
Map ReferenceDOC 2003R0103178
Instrument DateAug 3, 2020
Instrument2020R0035279
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$355.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3402 CYPRESS DR, SPRING GROVE, IL 60081-8617

Mortgage

Document Number0000035280
DateSep 3, 2020
Instrument2020R0035280
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate
Rate2.99%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionRichmond Township
MunicipalitySpring Grove Village
Elementary School DistrictNippersink School District 2 (KG - 08)
Secondary School DistrictRichmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$131,204 Land $25,635 Building $105,569$393,612 Land $76,905 Building $316,707

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cypress Dr

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