3410 Breezy Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 3410 Breezy Point Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 0.75 ba · 1,008 sqft · built 1976
Lot Size	0.392 acres (17,112 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Aug 2021)
Tax Bill	$3,768 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`387-0090-00100`

Property Details

APN / Parcel Number

Primary APN	`387-0090-00100`
Alternative APN	`1115973`

Interior

Bedrooms	2 Beds
Full Baths	0.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,008 sqft Gross Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Rustic
Exterior Material	Block
Construction Type	Frame
Lot Area	17,112 sqft (0.392 acres)
Garage Area	624 sqft
Deck Area	30 sqft
Storage Building	416 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1115973
Street Address	3410 BREEZY POINT RD
City	TOWER
State	MN
Zip	55790-8179
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT: 0010 BLOCK:000 SERIAL #
Legal Subdivision	BREEZY POINT
Legal Lot Number	10
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1250
Census Tract	15502

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7275 TAFFY WAY, EDEN PRAIRIE, MN 55346-3247
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 2, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Mar 1, 2011 · Amount on Record
Deed Document Number	20211423274
Prior Transfer Date	Aug 23, 2008
Prior Transfer Doc	0001089690
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 31, 2021
Property Address	3410 BREEZY POINT RD, TOWER, MN 55790-8179
Document Number	0001423274
Instrument Date	Aug 20, 2021
Instrument	1423274
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7275 TAFFY WAY, EDEN PRAIRIE, MN 55346-3247

Mortgage

Document Number	0001423275
Date	Aug 31, 2021
Instrument	1423275

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3410 BREEZY POINT RD, TOWER, MN 55790-8179
Document Number	00A1327552
Instrument Date	Feb 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3410 BREEZY POINT RD TOWER MN 557908179, TOWER, MN 55790-8179

Mortgage

Document Number	00A1327552
Date	Feb 9, 2018
Instrument	A1327552

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,768.00 (+13.09%)
2025	$3,332.00 (-0.95%)	$416,200 (+5.31%) Land $179,000 Building $237,200	$416,200 (+5.31%) Land $179,000 Building $237,200
2024	$3,364.00	$395,200 (+8.96%) Land $171,400 Building $223,800	$395,200 (+8.96%) Land $171,400 Building $223,800
2022		$362,700 Land $159,100 Building $203,600	$362,700 Land $159,100 Building $203,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	70 / 3

May also be available: Verizon.

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