St. Louis County property record for 3404 Breezy Point Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 945 sqft · built 1970 |
| Lot Size | 0.353 acres (15,403 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,942 (2026) |
| Deeds & Mortgages | Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0090-00070 |
| Primary APN | 387-0090-00070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 945 sqft Gross Area |
| 1st Floor Area | 945 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Lot Area | 15,403 sqft (0.353 acres) |
| Garage Area | 528 sqft |
| Deck Area | 102 sqft |
| Cabin | 480 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 84261 |
|---|---|
| Street Address | 3404 BREEZY POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8179 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0007 BLOCK:000 SERIAL # |
| Legal Subdivision | BREEZY POINT TOWN OF GREENWOOD |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1250 |
| Census Tract | 15502 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 102 S 12TH AVE, VIRGINIA, MN 55792-3432 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3404 BREEZY POINT RD, TOWER, MN 55790-8179 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001461477 |
|---|---|
| Date | Feb 7, 2023 |
| Instrument | 1461477 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.39% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 3 Years |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 11.3% |
| Index | 3-Year TN |
| Max Rate | 11.3% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,942.00 (+11.95%) | ||
| 2025 | $2,628.00 (-0.98%) | $329,400 (+3.58%) Land $142,700 Building $186,700 | $329,400 (+3.58%) Land $142,700 Building $186,700 |
| 2024 | $2,654.00 | $318,000 (+8.76%) Land $136,700 Building $181,300 | $318,000 (+8.76%) Land $136,700 Building $181,300 |
| 2022 | $292,400 Land $127,400 Building $165,000 | $292,400 Land $127,400 Building $165,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 70 / 3 |
May also be available: Verizon.
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