3402 Breezy Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 3402 Breezy Point Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 560 sqft
Lot Size	0.194 acres (8,478 sqft)
Owner	Individual Name on Record
Last Sale	$131,251 (Mar 2022)
Tax Bill	$1,950 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`387-0090-00060`

Property Details

APN / Parcel Number

Primary APN	`387-0090-00060`
Alternative APN	`859277`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	560 sqft Gross Area
1st Floor Area	560 sqft

Exterior

Architectural Style	Rustic
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,478 sqft (0.194 acres)
Deck Area	12 sqft
Storage Building	28 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	859277
Street Address	3402 BREEZY POINT RD
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT: 0006 BLOCK:000 SERIAL #
Legal Subdivision	BREEZY POINT
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1250
Census Tract	15502

Owner

Source: St. Louis County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1213 21ST ST S, VIRGINIA, MN 55792-3726
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed, Transfer · Conventional Mortgage VIRGINIA COOP CREDIT UNION
Mar 30, 2022	Intrafamily Transfer, Transfer PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY
Mar 29, 2021	Intrafamily Transfer, Transfer
Mar 23, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2022 · Amount on Record
Deed Sale	Mar 30, 2022 · Amount on Record
Prior Sale	Mar 29, 2021 · Amount on Record
Deed Document Number	20221440156
Prior Transfer Date	Mar 23, 2021
Prior Transfer Doc	00A1407678
Record Updated	Sep 20, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 30, 2022
Property Address	3402 BREEZY POINT RD, TOWER, MN 55790
Document Number	0001440156
Instrument Date	Mar 15, 2022
Instrument	1440156
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$433.13
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 21ST ST S, VIRGINIA, MN 55792-3726

Mortgage

Document Number	0001440157
Date	Mar 30, 2022
Instrument	1440157

Lender

Name	VIRGINIA COOP CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Mar 30, 2022
Property Address	3402 BREEZY POINT RD, TOWER, MN 55790
Document Number	0001440160
Instrument Date	Mar 15, 2022
Instrument	1440160
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 21ST ST S, VIRGINIA, MN 55792-3726

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Mar 29, 2021
Property Address	3402 BREEZY POINT RD, TOWER, MN 55790
Document Number	0001408357
Instrument Date	Mar 3, 2021
Instrument	1408357
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1251 W EDGEMONT DR, SAN BERNARDINO, CA 92405-1901

March 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Mar 23, 2021
Property Address	3402 BREEZY POINT RD, TOWER, MN 55790
Document Number	0001407678
Instrument Date	Mar 3, 2021
Instrument	1407678
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1251 W EDGEMONT DR, SAN BERNARDINO, CA 92405-1901

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,950.00 (+3.72%)
2025	$1,880.00 (-0.84%)	$218,600 (-4.12%) Land $155,600 Building $63,000	$218,600 (-4.12%) Land $155,600 Building $63,000
2024	$1,896.00 (+0.11%)	$228,000 (+8.57%) Land $149,000 Building $79,000	$228,000 (+8.57%) Land $149,000 Building $79,000
2023	$1,894.00
2022		$210,000 (+13.02%) Land $138,100 Building $71,900	$210,000 (+13.02%) Land $138,100 Building $71,900
2021		$185,800 Land $128,200 Building $57,600	$185,800 Land $128,200 Building $57,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	70 / 3

May also be available: Verizon.

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