Polk County property record for 336 Ruby Lake Loop, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2010 |
| Square Footage | 2,175 sqft Living Area |
| Lot Size | 10,633 sqft (0.244 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $475,100 (2023) |
| Tax Bill | $5,817.00 (2025) |
| Primary APN | 27-29-07-855605-000490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,175 sqft Living Area |
| Gross Area | 2,595 sqft Gross Area |
| 1st Floor | 2,175 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 10,633 sqft (0.244 acres) |
| Depth X Width | 125 ft x 85 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Pool Area | 288 sqft Pool |
| Porch Area | 239 sqft Porch |
| Street Address | 336 RUBY LAKE LOOP |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3269 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUBY LAKE PHASE TWO PB 106 PG 10 LOT 49 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | RUBY LAKE PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 855605 |
| Legal Block | 1 |
| Legal Lot Number | 49 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKE WALES |
| Census Blockgroup | 1 |
| Census Block | 1039 |
| Census Tract | 14401 |
Source: Polk County records · APN 27-29-07-855605-000490
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 336 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3269 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 08, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Jul 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage STATE FARM BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 14, 2023 · Amount on Record |
| Deed Sale | Apr 14, 2023 · Amount on Record |
| Prior Sale | Jul 18, 2018 · Amount on Record |
| Deed Doc Number | 202385736 |
| Deed Book / Page | 12651 / 1606 |
| Prior Transfer Date | Dec 04, 2002 |
| Prior Transfer Doc | 0000053144 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 14, 2023 |
| Property Address | 336 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3269 |
| Document Number | 0000085736 |
| Book / Page | 12651 / 1606 |
| Map Reference | MB 106 PG 10 |
| Instrument Date | Apr 11, 2023 |
| Instrument | 2023085736 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.70 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 269 SIBERIAN CYPRESS CIR, WINTER HAVEN, FL 33881-5516 |
| Name | Verified Name |
|---|---|
| Address | 336 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3269 |
| Document Number | 0126511608 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | 12651/1608 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 721 Months |
| Due | May 01, 2083 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 336 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3269 |
| Document Number | 0108101376 |
| Instrument Date | Apr 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 336 RUBY LAKE LOOP WINTER HAVEN FL 338843269, WINTER HAVEN, FL 33884-3269 |
| Document Number | 0108101376 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 010810/001376 |
| Instrument | 76303 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 14, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 18, 2018 |
| Property Address | 336 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3269 |
| Document Number | 0105520438 |
| Book / Page | 010552 / 000438 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 152599 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2018 |
| Title Company | EXECUTIVE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 336 RUBY LAKE LOOP WINTER HAVEN FL 338843269, WINTER HAVEN, FL 33884-3269 |
| Document Number | 105520439 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 010552/000439 |
| Instrument | 152600 |
| Name | STATE FARM BK |
|---|---|
| Type | Bank |
| Address | EARTH CITY, MO 63045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2048 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,817.00 (+38.8%) Homeowner's exemption | $354,551 (+33.9%) Land $76,000 Building $278,551 | $354,551 (-0.02%) Land $76,000 Building $278,551 |
| 2023 | $4,191.00 (+2.8%) | $264,785 (+3%) | $354,615 (+14.87%) Land $74,000 Building $280,615 |
| 2022 | $4,077.00 Homeowner's exemption | $257,073 | $308,700 Land $62,000 Building $246,700 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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