McLennan County property record for 3401 James Ave, Waco, TX 76711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,536 sqft · built 2019 |
| Lot Size | 0.18 acres (7,833 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,500 (Oct 2025) |
| Tax Bill | $4,532 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-024901-001300-8 |
| Primary APN | 48-024901-001300-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| 2nd Floor Area | 486 sqft |
| Flooring | Carpet |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 7,833 sqft (0.18 acres) |
| Lot Dimensions | 142 ft deep x 55 ft wide |
| Porch | Open Porch |
| Porch Area | 59 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3401 JAMES AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76711-1536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | JOSEPH TOM LOT 13 BLOCK 1 ACRES .1798 |
| Legal Subdivision | JOSEPH TOM |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 4300 |
3401 James Ave is owned and occupied by an individual who bought it in October 2025.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3401 JAMES AVE, WACO, TX 76711-1536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2025 | Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 25, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX |
| Aug 19, 2019 | Grant Deed, Transfer KALOS PROPERTIES LLC |
| Dec 17, 2018 | Grant Deed, Transfer KALOS PROPERTIES LLC |
| May 24, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on File |
| Deed Sale | Oct 15, 2025 · Amount on File |
| Deed Document Number | 202531728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Oct 15, 2025 |
| Property Address | 3401 JAMES AVE, WACO, TX 76711-1536 |
| Document Number | 0000031728 |
| Map Reference | VOL 660 PG 226 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025031728 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | AMERICAN GUARANTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3401 JAMES AVE, WACO, TX 76711-1536 |
| Name | Verified Name |
|---|---|
| Address | 3401 JAMES AVE, WACO, TX 76711-1536 |
| Document Number | 0000031729 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 2025031729 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3401 JAMES AVE, WACO, TX 76711-1536 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000024522 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 2019024522 |
| Name | FIRST NATIONAL BANK OF CENTRAL TX |
|---|---|
| Type | Bank |
| Address | WOODWAY, TX 76712 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 19, 2019 |
| Property Address | 3401 JAMES AVE, WACO, TX 76711-1536 |
| Document Number | 0000027486 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 27486 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3401 JAMES AVE WACO TX 76711, WACO, TX 76711 |
| Document Number | 27487 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 27487 |
| Name | KALOS PROPERTIES LLC |
|---|---|
| Address | PO BOX 24115, WACO, TX 76702-4115 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 18, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Dec 17, 2018 |
| Property Address | 3401 JAMES AVE, WACO, TX 76711-1536 |
| Document Number | 0000043419 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 43419 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3405 JAMES AVE WACO TX 767111536, WACO, TX 76711-1536 |
| Document Number | 43420 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 43420 |
| Name | KALOS PROPERTIES LLC |
|---|---|
| Address | PO BOX 24115, WACO, TX 76702-4115 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 16, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 24, 2018 |
| Property Address | 3401 JAMES AVE, WACO, TX 76711-1536 |
| Document Number | 0000017110 |
| Instrument Date | May 23, 2018 |
| Instrument | 17110 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 24115 WACO TX 767024115, WACO, TX 76702-4115 |
The 2025 property tax bill for 3401 James Ave was $4,532, down 26.1% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,240 (-3.51%) Land $22,716 Building $237,524 | $260,240 (-3.51%) Land $22,716 Building $237,524 | |
| 2025 | $4,532.00 (-26.07%) | $269,710 Land $20,600 Building $249,110 | $269,710 Land $20,600 Building $249,110 |
| 2024 | $6,130.00 | ||
| 2023 | $255,530 Land $20,600 Building $234,930 | $255,530 Land $20,600 Building $234,930 | |
| 2022 | $5,728.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3401 James Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3401 James Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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