Caroline County property record for 3345 Gallagher Rd, Preston, MD 21655
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,324 sqft · built 2025 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Dec 2025) |
| Tax Bill | $3,186 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-007557 |
| Primary APN | 04-007557 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,324 sqft Total Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Conventional |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 50,530 sqft (1.16 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 007557 |
|---|---|
| Street Address | 3345 GALLAGHER RD |
| City | PRESTON |
| State | MD |
| Zip | 21655-2436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 1.16 AC SE/S GALLAGHER RD SE OF PRESTON |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 4, PRESTON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 955500 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3345 GALLAGHER RD, PRESTON, MD 21655-2436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed, Transfer · FHA Mortgage NFM LENDING |
| Sep 27, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on Record |
| Deed Sale | Dec 29, 2025 · Amount on Record |
| Prior Sale | Sep 27, 2022 · Amount on Record |
| Deed Book / Page | 1765 / 235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Dec 29, 2025 |
| Property Address | 3345 GALLAGHER RD, PRESTON, MD 21655-2436 |
| Document Number | 0017650235 |
| Book / Page | 1765 / 235 |
| Instrument Date | Dec 23, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3345 GALLAGHER RD, PRESTON, MD 21655-2436 |
| Document Number | 0001765241 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 1765/241 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Sep 27, 2022 |
| Property Address | 3345 GALLAGHER RD, PRESTON, MD 21655-2436 |
| Document Number | 0015970433 |
| Book / Page | 1597 / 433 |
| Instrument Date | Sep 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $38.88 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11414 TOWER HILL LN, MARDELA SPRINGS, MD 21837-2253 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,186.00 (+340.06%) | $291,600 (+379.35%) Land $60,700 Building $230,900 | $291,600 (+378.82%) Land $60,700 Building $230,900 |
| 2025 | $724.00 (+8.87%) | $60,833 (-0.11%) | $60,900 (-) Land $60,900 |
| 2023 | $665.00 | $60,900 Land $60,900 | $60,900 Land $60,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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