3409 Charing Cross Rd, Midlothian, TX 76065 Property Records

Ellis County property record for 3409 Charing Cross Rd, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,017 sqft · built 2003
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$133,800 (Feb 2017)
Tax Bill	$3,988 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R225186`

Property Details

APN / Parcel Number

Primary APN	`R225186`
Alternative APNs	`54559000502600108` `225186`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,017 sqft Living Area
Gross Area	2,505 sqft
1st Floor Area	2,017 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	120 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	123 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3409 CHARING CROSS RD
City	MIDLOTHIAN
State	TX
Zip	76065-8725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 BLK 5 KENSINGTON PARK PH I 0.172 AC
Legal Subdivision	KENSINGTON PARK PH I
Legal Block	5
Legal Lot Number	26
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1004
Census Tract	60220

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3409 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2017 · Amount on Record
Deed Sale	Feb 3, 2017 · Amount on Record
Prior Sale	Sep 25, 2006 · Amount on Record
Deed Document Number	20173278
Prior Transfer Date	Jan 4, 2017
Prior Transfer Doc	0000003278
Record Updated	Oct 29, 2026

February 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ELLIS TX
Recording Date	Feb 3, 2017
Property Address	3409 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725
Document Number	0000003278
Instrument Date	Jan 4, 2017
Instrument	3278
Transaction Type	Mortgage
Record Updated	Feb 21, 2017
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 CHARING CROSS RD MIDLOTHIAN TX 760658725, MIDLOTHIAN, TX 76065-8725

Mortgage

Document Number	3279
Date	Feb 3, 2017
Instrument	3279

Lender

Name	CENDERA FNDG
Type	Funding / Finance Company
Address	FORT WORTH, TX 76116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2047

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,386 (-2.12%) Land $80,000 Building $226,386	$306,386 (-2.12%) Land $80,000 Building $226,386
2025	$3,988.00 (-13.29%) Homeowner's exemption	$313,019 (-10.3%) Land $80,000 Building $233,019	$313,019 (-10.3%) Land $80,000 Building $233,019
2024	$4,599.00 (-0.71%)
2023	$4,632.00 (-13.69%) Homeowner's exemption	$348,978 Land $70,000 Building $278,978	$348,978 Land $70,000 Building $278,978
2018	$5,367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20