Ellis County property record for 3406 Charing Cross Rd, Midlothian, TX 76065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,849 sqft · built 2004 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $173,800 (Mar 2008) |
| Tax Bill | $4,132 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R225141 |
| Primary APN | R225141 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,849 sqft Living Area |
| Gross Area | 2,317 sqft |
| 1st Floor Area | 1,849 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 120 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 83 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3406 CHARING CROSS RD |
|---|---|
| City | MIDLOTHIAN |
| State | TX |
| Zip | 76065-8724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 4 KENSINGTON PARK PH I 0.172 AC |
| Legal Subdivision | KENSINGTON PARK PH I |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 60220 |
3406 Charing Cross Rd is owned and occupied by two individuals who acquired it in August 2020.
Source: Ellis County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3406 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2020 | Deed of Trust, Mortgage CITIZENS NAT'L BK/TX |
| Aug 7, 2020 | Quit Claim Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2008 · Amount on File |
| Deed Sale | Mar 5, 2008 · Amount on File |
| Deed Document Number | 20085550 |
| Deed Book / Page | 2372 / 729 |
| Last Transfer Date | Aug 5, 2020 |
| Transfer Doc | 0000027227 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 3406 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8724 |
| Document Number | 0000029538 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3406 CHARING CROSS RD MIDLOTHIAN TX 760658724, MIDLOTHIAN, TX 76065-8724 |
| Document Number | 0000029538 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 29538 |
| Name | CITIZENS NAT'L BK/TX |
|---|---|
| Type | Bank |
| Address | WAXAHACHIE, TX 75168 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Aug 23, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Aug 7, 2020 |
| Property Address | 3406 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8724 |
| Document Number | 0000027227 |
| Instrument Date | Aug 5, 2020 |
| Instrument | 27227 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3406 CHARING CROSS RD MIDLOTHIAN TX 760658724, MIDLOTHIAN, TX 76065-8724 |
The 2025 property tax bill for 3406 Charing Cross Rd was $4,132 with a homeowner's exemption, up 1.8% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Midlothian City |
| Unified School District | Midlothian Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,880 (+0.31%) Land $80,000 Building $242,880 | $322,880 (-1.23%) Land $80,000 Building $242,880 | |
| 2025 | $4,132.00 (+1.85%) Homeowner's exemption | $321,868 Land $80,000 Building $246,906 | $326,906 Land $80,000 Building $246,906 |
| 2024 | $4,057.00 (+9.89%) | ||
| 2023 | $3,692.00 Homeowner's exemption | $334,373 Land $70,000 Building $264,373 | $334,373 Land $70,000 Building $264,373 |
| 2018 | $4,403.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3406 Charing Cross Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3406 Charing Cross Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Chlorite resolved · Nov 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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