Ellis County property record for 3401 Charing Cross Rd, Midlothian, TX 76065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,984 sqft · built 2003 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,273 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R225188 |
| Primary APN | R225188 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,984 sqft Living Area |
| Gross Area | 2,414 sqft |
| 1st Floor Area | 1,984 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,756 sqft (0.201 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3401 CHARING CROSS RD |
|---|---|
| City | MIDLOTHIAN |
| State | TX |
| Zip | 76065-8725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28 5 KENSINGTON PARK PH I 0.201 ACRES |
| Legal Subdivision | KENSINGTON PARK PH I |
| Legal Block | 5 |
| Legal Lot Number | 28 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 60220 |
Source: Ellis County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3401 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jun 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jan 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Jun 25, 2014 | Loan Modification, Mortgage CITIMORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 3401 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3401 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Document Number | 0002406736 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 2406736 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 3401 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3401 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Document Number | 0002317321 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 2317321 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 3401 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3401 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Document Number | 0002200290 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 2200290 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73116 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 3401 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Document Number | 0000002365 |
| Instrument Date | Jun 25, 2014 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3401 CHARING CROSS RD MIDLOTHIAN TX 760658725, MIDLOTHIAN, TX 76065-8725 |
| Document Number | 0000002365 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 2365 |
| Name | CITIMORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | O FALLON, MO 63368 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jan 25, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Midlothian City |
| Unified School District | Midlothian Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,537 (-2.03%) Land $99,000 Building $223,537 | $322,537 (-2.03%) Land $99,000 Building $223,537 | |
| 2025 | $4,273.00 (-5.09%) Homeowner's exemption | $329,234 (-9.35%) Land $99,000 Building $230,234 | $329,234 (-9.35%) Land $99,000 Building $230,234 |
| 2024 | $4,502.00 (+9.51%) | ||
| 2023 | $4,111.00 (-10.51%) Homeowner's exemption | $363,209 Land $88,000 Building $275,209 | $363,209 Land $88,000 Building $275,209 |
| 2018 | $4,594.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Chlorite resolved · Nov 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures