3409 Argent Ln, Richmond, VA 23237 Property Records

Chesterfield County property record for 3409 Argent Ln, Richmond, VA 23237

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,280 sqft · built 2019
Lot Size0.051 acres (2,222 sqft)
OwnerIndividual Name on Record
Last Sale$218,490 (Mar 2019)
Tax Bill$2,330 (2026)
Deeds & MortgagesAug 2026 Mortgage
Dec 2023 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN785-67-67-22-500-000

Property Details

APN / Parcel Number

Primary APN785-67-67-22-500-000
Alternative APN
  • 403594001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,280 sqft Finished Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,222 sqft (0.051 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number403594001
Street Address3409 ARGENT LN
CityRICHMOND
StateVA
Zip23237-1983
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR12 - SING
Legal DescriptionSILVERLEAF SEC D 005
Legal SubdivisionSILVERLEAF
Legal Lot Number5
JurisdictionCHESTERFIELD VA
Township / Civil DivisionDALE
Census Block Group1
Census Block1002
Census Tract100807

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3409 ARGENT LN, RICHMOND, VA 23237-1983
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2026Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE CONNECT
Dec 21, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Oct 3, 2020Deed of Trust, Mortgage · FHA Mortgage
JFQ LNDG INC
Mar 29, 2019Grant Deed, Subdivision Related Transfer · FHA Mortgage
NVR MTG FIN
Dec 5, 2018Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2019 · Amount on Record
Deed SaleMar 29, 2019 · Amount on Record
Deed Document Number201910468
Deed Book / Page12259 / 359
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Recording DateAug 31, 2026
Property Address3409 ARGENT LN, RICHMOND, VA 23237-1983
Document Number0000032108
Book / Page15362 / 252
Instrument DateMay 29, 2026
Instrument202632108
Transaction TypeMortgage
Record UpdatedSep 10, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3409 ARGENT LN, RICHMOND, VA 23237-1983
InvestorPossibly a Property Investor

Mortgage

Document Number0000032108,
DateAug 31, 2026
Book Page15362/252
Instrument202632108
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term291 Months
DueNov 1, 2050
Interest
Max Rate-1%

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address3409 ARGENT LN, RICHMOND, VA 23237-1983
Transaction TypeMortgage
Record UpdatedJan 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number014446-107
DateDec 21, 2023
Book Page14446/107
Instrument2023038337
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term323 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address3409 ARGENT LN, RICHMOND, VA 23237-1983
Document Number13003290
Instrument DateOct 3, 2020
Transaction TypeMortgage
Record UpdatedOct 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3409 ARGENT LN RICHMOND VA 232371983, RICHMOND, VA 23237-1983

Mortgage

Document Number13003290
DateOct 8, 2020
Book Page013003/000290
Instrument53636
Lender
NameJFQ LNDG INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 7, 2050
Interest
Rate TypeFixed Rate

March 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCHESTERFIELD VA
Recording DateMar 29, 2019
Property Address3409 ARGENT LN, RICHMOND, VA 23237-1983
Document Number12259359
Book / Page012259 / 000359
Instrument DateMar 20, 2019
Instrument10468
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 9, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$218.49
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3409 ARGENT LN RICHMOND VA 232371983, RICHMOND, VA 23237-1983

Mortgage

Document Number12259362
DateMar 29, 2019
Book Page012259/000362
Instrument10469
Lender
NameNVR MTG FIN
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 28, 2049
Interest
Rate TypeFixed Rate

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHESTERFIELD VA
Recording DateDec 5, 2018
Property Address3409 ARGENT LN, RICHMOND, VA 23237-1983
Document Number12170515
Book / Page012170 / 000515
Instrument DateDec 3, 2018
Instrument45146
Transaction TypeTransfer
Record UpdatedFeb 16, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$227.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7501 BOULDERS VIEW DR #450 FAIRFAX VA 22030, 450, FAIRFAX, VA 22030
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,330.00 (+15.98%)$261,000 (+2.27%) Land $63,000 Building $198,000$261,000 (+2.27%) Land $63,000 Building $198,000
2025$255,200 (+16%) Land $60,000 Building $195,200$255,200 (+16%) Land $60,000 Building $195,200
2023$2,009.00$220,000 Land $50,000 Building $170,000$220,000 Land $50,000 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

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