3405 Argent Ln, Richmond, VA 23237 Property Records

Chesterfield County property record for 3405 Argent Ln, Richmond, VA 23237

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,280 sqft · built 2019
Lot Size0.051 acres (2,222 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (May 2023)
Tax Bill$2,330 (2026)
Deeds & MortgagesMay 2023 Sale & Mortgage
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN785-67-67-42-400-000

Property Details

APN / Parcel Number

Primary APN785-67-67-42-400-000
Alternative APNs
  • 403673001
  • 461367000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,280 sqft Finished Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,222 sqft (0.051 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number461367000
Street Address3405 ARGENT LN
CityRICHMOND
StateVA
Zip23237-1983
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR12 - SING
Legal DescriptionSILVERLEAF SEC D 006
Legal SubdivisionSILVERLEAF
Legal Lot Number6
JurisdictionCHESTERFIELD VA
Township / Civil DivisionDALE
Census Block Group1
Census Block1002
Census Tract100807

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3405 ARGENT LN, RICHMOND, VA 23237-1983
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2023Warranty Deed, Transfer · Conventional Mortgage
C&F MORTGAGE CORPORATION
Sep 14, 2020Deed of Trust, Mortgage · Conventional with PMI
NATION ONE MTG
Apr 1, 2019Grant Deed, Subdivision Related Transfer
NVR MTG FIN
Dec 5, 2018Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2023 · Amount on Record
Deed SaleMay 16, 2023 · Amount on Record
Prior SaleApr 1, 2019 · Amount on Record
Deed Document Number202313728
Deed Book / Page14268 / 452
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateMay 16, 2023
Property Address3405 ARGENT LN, RICHMOND, VA 23237-1983
Document Number014268-452
Book / Page14268 / 452
Instrument DateMay 10, 2023
Instrument2023013728
Transaction TypeTransfer
Record UpdatedMay 31, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3405 ARGENT LN, RICHMOND, VA 23237-1983

Mortgage

Document Number2023013729
DateMay 16, 2023
Instrument2023013729
Lender
NameC&F MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address3405 ARGENT LN, RICHMOND, VA 23237-1983
Document Number12965447
Instrument DateSep 14, 2020
Transaction TypeMortgage
Record UpdatedOct 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3405 ARGENT LN RICHMOND VA 232371983, RICHMOND, VA 23237-1983

Mortgage

Document Number12965447
DateSep 18, 2020
Book Page012965/000447
Instrument48992
Lender
NameNATION ONE MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 17, 2050
Interest
Rate TypeFixed Rate

April 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCHESTERFIELD VA
Recording DateApr 1, 2019
Property Address3405 ARGENT LN, RICHMOND, VA 23237-1983
Document Number12261717
Book / Page012261 / 000717
Instrument DateMar 20, 2019
Instrument10773
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 16, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$214.98
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3405 ARGENT LN RICHMOND VA 232371983, RICHMOND, VA 23237-1983

Mortgage

Document Number12261720
DateApr 1, 2019
Book Page012261/000720
Instrument10774
Lender
NameNVR MTG FIN
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueMar 31, 2049
Interest
Rate TypeFixed Rate

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHESTERFIELD VA
Recording DateDec 5, 2018
Property Address3405 ARGENT LN, RICHMOND, VA 23237-1983
Document Number12170515
Book / Page012170 / 000515
Instrument DateDec 3, 2018
Instrument45146
Transaction TypeTransfer
Record UpdatedFeb 16, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$227.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7501 BOULDERS VIEW DR #450 FAIRFAX VA 22030, 450, FAIRFAX, VA 22030
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,330.00 (+15.98%)$261,000 (+2.27%) Land $63,000 Building $198,000$261,000 (+2.27%) Land $63,000 Building $198,000
2025$255,200 (+16%) Land $60,000 Building $195,200$255,200 (+16%) Land $60,000 Building $195,200
2023$2,009.00$220,000 Land $50,000 Building $170,000$220,000 Land $50,000 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

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