3418 Argent Ln, Richmond, VA 23237 Property Records

Chesterfield County property record for 3418 Argent Ln, Richmond, VA 23237

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,424 sqft · built 2019
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$316,815 (Oct 2019)
Tax Bill	$3,936 (2026)
Deeds & Mortgages	Dec 2022 Second Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`785-67-66-24-400-000`

Property Details

APN / Parcel Number

Primary APN	`785-67-66-24-400-000`
Alternative APN	`409514001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,424 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	126 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	409514001
Street Address	3418 ARGENT LN
City	RICHMOND
State	VA
Zip	23237-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	SILVERLEAF SEC H1 008
Legal Subdivision	SILVERLEAF
Legal Lot Number	8
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	DALE
Census Block Group	1
Census Block	1001
Census Tract	100807

Owner

3418 Argent Ln is owned and occupied by an individual who bought it in October 2019.

Source: Chesterfield County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3418 ARGENT LN, RICHMOND, VA 23237-1911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF VETERANS AFFAIRS
Oct 31, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage NVR MTG FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Prior Sale	Aug 13, 2019 · Amount on File
Deed Document Number	201944251
Deed Book / Page	12508 / 71
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3418 ARGENT LN, RICHMOND, VA 23237-1911
Transaction Type	Mortgage
Record Updated	Dec 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014158-738
Date	Dec 14, 2022
Book Page	14158/738
Instrument	2022050483

Lender

Name	SECRETARY OF VETERANS AFFAIRS

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	350 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Oct 31, 2019
Property Address	3418 ARGENT LN, RICHMOND, VA 23237-1911
Document Number	1250871
Book / Page	012508 / 000071
Instrument Date	Oct 23, 2019
Instrument	44251
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.82
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3418 ARGENT LN RICHMOND VA 23237, RICHMOND, VA 23237

Mortgage

Document Number	1250874
Date	Oct 31, 2019
Book Page	012508/000074
Instrument	44252

Lender

Name	NVR MTG FIN
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3418 Argent Ln was $3,936.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,936.00	$439,500 (+8.38%) Land $75,000 Building $364,500	$439,500 (+8.38%) Land $75,000 Building $364,500
2025		$405,500 Land $73,000 Building $332,500	$405,500 Land $73,000 Building $332,500
2023	$3,505.00	$382,500 Land $65,000 Building $317,500	$382,500 Land $65,000 Building $317,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3418 Argent Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3418 Argent Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Argent Ln

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