3408 Willow Rock Rd, Norman, OK 73072 Property Records

Cleveland County property record for 3408 Willow Rock Rd, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,952 sqft · built 1976
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on Record
Last Sale	$345,000 (Sep 2022)
Tax Bill	$4,728 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2019 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`NC29CRWE1 2 2001`

Property Details

APN / Parcel Number

Primary APN	`NC29CRWE1 2 2001`
Alternative APNs	`R0031270` `31270`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,952 sqft Living Area
Gross Area	3,512 sqft
1st Floor Area	1,776 sqft
Storm Shelter	Storm Shelter
Interior Walls	Wallboard/Drywall
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
View / Lot	Business Cluster
Garage Type	Attached
Garage Area	560 sqft
Porch	Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	31270
Street Address	3408 WILLOW ROCK RD
City	NORMAN
State	OK
Zip	73072-3342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CROSSROADS WEST 1 LOT 2 BLK 2
Legal Range	03W
Legal Township	09
Legal Section	23
Legal Subdivision	CROSSROADS WEST 1
Legal Block	2
Legal Lot Number	2
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	4
Census Block	4010
Census Tract	201505

Owner

Source: Cleveland County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3408 WILLOW ROCK RD, NORMAN, OK 73072-3342
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Warranty Deed, Transfer · Conventional Mortgage BOKF NA
Nov 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 25, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage ALLEGIANCE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2022 · Amount on Record
Deed Sale	Sep 27, 2022 · Amount on Record
Deed Document Number	202234852
Deed Book / Page	6478 / 1092
Prior Transfer Date	Nov 20, 2019
Prior Transfer Doc	R201937827
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Sep 27, 2022
Property Address	3408 WILLOW ROCK RD, NORMAN, OK 73072-3342
Document Number	R202234852
Book / Page	6478 / 1092
Instrument Date	Sep 26, 2022
Instrument	R 2022 34852
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 WILLOW ROCK RD, NORMAN, OK 73072-3342

Mortgage

Document Number	R202234853
Date	Sep 27, 2022
Instrument	R 2022 34853

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	Nov 25, 2019
Property Address	3408 WILLOW ROCK RD, NORMAN, OK 73072-3342
Document Number	0000037827
Book / Page	005994 / 000694
Instrument Date	Nov 20, 2019
Instrument	37827
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3408 WILLOW ROCK RD NORMAN OK 730723342, NORMAN, OK 73072-3342

November 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	Nov 25, 2019
Property Address	3408 WILLOW ROCK RD, NORMAN, OK 73072-3342
Document Number	0000037755
Book / Page	005994 / 000401
Instrument Date	Nov 20, 2019
Instrument	37755
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 WILLOW ROCK RD NORMAN OK 730723342, NORMAN, OK 73072-3342

Mortgage

Document Number	37809
Date	Nov 25, 2019
Book Page	005994/000576
Instrument	37809

Lender

Name	ALLEGIANCE CU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 24, 2024

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,728.00 (+1.63%) Homeowner's exemption	$40,398 (+4.29%) Land $5,647 Building $34,751	$336,655 (+4.29%) Land $47,059 Building $289,596
2023	$4,652.00	$38,738 Land $4,827 Building $33,911	$322,817 Land $40,230 Building $282,587

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2007–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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