3313 Willow Rock Rd, Norman, OK 73072 Property Records

Cleveland County property record for 3313 Willow Rock Rd, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,421 sqft · built 1974
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Dec 2025)
Tax Bill	$2,810 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`NC29CRWE1 3 7001`

Property Details

APN / Parcel Number

Primary APN	`NC29CRWE1 3 7001`
Alternative APNs	`R0031277` `31277`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,421 sqft Living Area
Gross Area	2,709 sqft
1st Floor Area	2,421 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
View / Lot	Business Cluster
Garage Type	Attached
Garage Area	288 sqft
Porch	Porch
Porch Area	453 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	31277
Street Address	3313 WILLOW ROCK RD
City	NORMAN
State	OK
Zip	73072-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CROSSROADS WEST 1 W 85 LOT 7 BLK 3
Legal Range	03W
Legal Township	09
Legal Section	23
Legal Subdivision	CROSSROADS WEST 1
Legal Block	3
Legal Lot Number	7
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	4
Census Block	4012
Census Tract	201505

Owner

Source: Cleveland County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3307 WILLOW ROCK RD, NORMAN, OK 73072-3339
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK2
Sep 5, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST FIDELITY BANK
Dec 23, 2025	Warranty Deed, Transfer · Conventional Mortgage STRIDE BANK NA
Jul 6, 2020	Quit Claim Deed, Transfer BUFFALO LAND ABSTRACT COMPANY, BUFFALO LAND ABSTRACT CO
Jul 6, 2020	Grant Deed, Transfer BUFFALO LAND ABSTRACT COMPANY, BUFFALO LAND ABSTRACT CO
Apr 24, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Jul 6, 2020 · Amount on Record
Deed Document Number	202536923
Deed Book / Page	6901 / 52
Prior Transfer Date	May 22, 2020
Prior Transfer Doc	R202022028
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	3313 WILLOW ROCK RD, NORMAN, OK 73072-3339
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3313 WILLOW ROCK RD, NORMAN, OK 73072-3339

Mortgage

Document Number	R202324111
Date	Aug 31, 2023
Book Page	6585/134
Instrument	R 2023 24111

Lender

Name	BANK2
Type	Bank
Address	OKLAHOMA CITY, OK 73142

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	3313 WILLOW ROCK RD, NORMAN, OK 73072-3339
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3313 WILLOW ROCK RD, NORMAN, OK 73072-3339

Mortgage

Document Number	R202424189
Date	Sep 5, 2024
Book Page	6708/516
Instrument	R 2024 24189

Lender

Name	FIRST FIDELITY BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73123

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	65 Months
Due	Feb 23, 2030

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Dec 23, 2025
Property Address	3313 WILLOW ROCK RD, NORMAN, OK 73072-3339
Document Number	R202536923
Book / Page	6901 / 52
Instrument Date	Nov 25, 2025
Instrument	R 2025 36923
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3307 WILLOW ROCK RD, NORMAN, OK 73072-3339

Mortgage

Document Number	R202536924
Date	Dec 23, 2025
Instrument	R 2025 36924

Lender

Name	STRIDE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jul 6, 2020
Property Address	3313 WILLOW ROCK RD, NORMAN, OK 73072-3339
Document Number	0000022028
Book / Page	006080 / 000367
Instrument Date	Jun 20, 2020
Instrument	22028
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	BUFFALO LAND ABSTRACT COMPANY, BUFFALO LAND ABSTRACT CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3313 WILLOW ROCK RD NORMAN OK 730723339, NORMAN, OK 73072-3339

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jul 6, 2020
Property Address	3313 WILLOW ROCK RD, NORMAN, OK 73072-3339
Document Number	0000022027
Book / Page	006080 / 000363
Instrument Date	May 22, 2020
Instrument	22027
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	BUFFALO LAND ABSTRACT COMPANY, BUFFALO LAND ABSTRACT CO

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3313 WILLOW ROCK RD NORMAN OK 730723339, NORMAN, OK 73072-3339

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLEVELAND OK
Recording Date	Apr 24, 2019
Property Address	3313 WILLOW ROCK RD, NORMAN, OK 73072-3339
Document Number	0000011604
Book / Page	005913 / 000286
Instrument Date	Apr 18, 2019
Instrument	11604
Transaction Type	Foreclosure
Record Updated	May 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,810.00 (+3.27%) Homeowner's exemption	$24,422 (+3%) Land $4,445 Building $19,977	$287,278 (+2.61%) Land $52,287 Building $234,991
2024	$2,721.00 (+2.91%) Homeowner's exemption	$23,711 (+3%) Land $3,407 Building $20,304	$279,968 (+7.36%) Land $40,230 Building $239,738
2023	$2,644.00 Homeowner's exemption	$23,020 Land $3,551 Building $19,469	$260,779 Land $40,230 Building $220,549

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2007–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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