3303 Willow Rock Rd, Norman, OK 73072 Property Records

Cleveland County property record for 3303 Willow Rock Rd, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,924 sqft · built 1974
Lot Size	0.316 acres (13,765 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,850 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`NC29CRWE1 3 5003`

Property Details

APN / Parcel Number

Primary APN	`NC29CRWE1 3 5003`
Alternative APNs	`R0159793` `159793`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,924 sqft Living Area
Gross Area	2,428 sqft
1st Floor Area	1,924 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,765 sqft (0.316 acres)
View / Lot	Business Cluster
Garage Type	Attached
Garage Area	504 sqft
Porch	Porch
Porch Area	144 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	159793
Street Address	3303 WILLOW ROCK RD
City	NORMAN
State	OK
Zip	73072-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSROADS WEST LOT 5 BLK 3
Legal Range	03W
Legal Township	09
Legal Section	23
Legal Subdivision	CROSSROADS WEST 1
Legal Block	3
Legal Lot Number	5
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	4
Census Block	4012
Census Tract	201505

Owner

Source: Cleveland County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3303 WILLOW ROCK RD, NORMAN, OK 73072-3339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Feb 17, 2020	Deed of Trust, Mortgage · Line of Credit REPUBLIC BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 6, 2008
Transfer Doc	R200841547
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	3303 WILLOW ROCK RD, NORMAN, OK 73072-3339
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3303 WILLOW ROCK RD, NORMAN, OK 73072-3339

Mortgage

Document Number	0R20264209
Date	Feb 18, 2026
Book Page	6921/1269
Instrument	R 2026 4209

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	3303 WILLOW ROCK RD, NORMAN, OK 73072-3339
Document Number	0000005246
Instrument Date	Feb 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3303 WILLOW ROCK RD NORMAN OK 730723339, NORMAN, OK 73072-3339

Mortgage

Document Number	0000005246
Date	Feb 21, 2020
Book Page	006023/000983
Instrument	5246

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	NORMAN, OK 73070

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 20, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,850.00 (+6.3%) Homeowner's exemption	$24,748 (+6.09%) Land $4,906 Building $19,842	$266,771 (+9.57%) Land $52,892 Building $213,879
2023	$2,681.00 Homeowner's exemption	$23,327 Land $3,974 Building $19,353	$243,464 Land $41,485 Building $201,979

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2007–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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