3407 Florence Dr, Champaign, IL 61822 Property Records

Champaign County property record for 3407 Florence Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,262 sqft · built 1999
Lot Size	0.208 acres (9,048 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (May 2018)
Tax Bill	$6,066 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-09-224-019`

Property Details

APN / Parcel Number

Primary APN	`41-20-09-224-019`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,262 sqft Building Perimeter
1st Floor Area	1,262 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stucco
Roof Material	Other
Lot Area	9,048 sqft (0.208 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3407 FLORENCE DR
City	CHAMPAIGN
State	IL
Zip	61822-8007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 213 TIMBERLINE VALLEY SOUTH SUB NO 2
Legal Range	08E
Legal Township	19N
Legal Section	09
Legal Subdivision	TIMBERLINE VALLEY SOUTH SUB NO 2
Legal Lot Number	213
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3021
Census Tract	902

Owner

Source: Champaign County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3407 FLORENCE DR, CHAMPAIGN, IL 61822-8007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 20, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NEIGHBOR BANK NA
May 10, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2018 · Amount on Record
Deed Sale	May 10, 2018 · Amount on Record
Deed Document Number	20187434
Prior Transfer Date	Nov 29, 2007
Prior Transfer Doc	0000000427
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	3407 FLORENCE DR, CHAMPAIGN, IL 61822-8007
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007064
Date	Apr 21, 2022
Instrument	2022R07064

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 20, 2020
Property Address	3407 FLORENCE DR, CHAMPAIGN, IL 61822-8007
Document Number	0000024488
Map Reference	DOC 98R38555
Instrument Date	Nov 19, 2020
Instrument	2020R24488
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 FLORENCE DR, CHAMPAIGN, IL 61822-8007

Mortgage

Document Number	0000024489
Date	Nov 20, 2020
Instrument	2020R24489

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Jan 1, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 10, 2018
Property Address	3407 FLORENCE DR, CHAMPAIGN, IL 61822-8007
Document Number	0000007434
Instrument Date	May 4, 2018
Instrument	7434
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$167.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3407 FLORENCE DR CHAMPAIGN IL 618228007, CHAMPAIGN, IL 61822-8007

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,790 (+33.55%) Land $16,480 Building $68,310	$254,370 (+33.55%) Land $49,440 Building $204,930
2024	$6,066.00 (+14.76%)
2022	$5,286.00 Homeowner's exemption	$63,490 Land $12,340 Building $51,150	$190,470 Land $37,020 Building $153,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media.

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