3404 Florence Dr, Champaign, IL 61822 Property Records

Champaign County property record for 3404 Florence Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.216 acres (9,403 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Oct 2023)
Tax Bill	$5,234 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-09-223-019`

Property Details

APN / Parcel Number

Primary APN	`41-20-09-223-019`

Exterior

Lot Area	9,403 sqft (0.216 acres)

Location & Zoning

Street Address	3404 FLORENCE DR
City	CHAMPAIGN
State	IL
Zip	61822-8008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 233 TIMBERLINE VALLEY SOUTH SUB NO 2
Legal Range	08E
Legal Township	19N
Legal Section	09
Legal Subdivision	TIMBERLINE VALLEY SOUTH SUB NO 2
Legal Lot Number	233
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3016
Census Tract	902

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3404 FLORENCE DR, CHAMPAIGN, IL 61822-8008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
May 28, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Mar 26, 2019	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	Mar 26, 2019 · Amount on Record
Deed Document Number	202315544
Prior Transfer Date	Oct 10, 2014
Prior Transfer Doc	0000019073
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 30, 2023
Property Address	3404 FLORENCE DR, CHAMPAIGN, IL 61822-8008
Document Number	0000015544
Map Reference	DOC 98R38555
Instrument Date	Oct 30, 2023
Instrument	2023R15544
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 FLORENCE DR, CHAMPAIGN, IL 61822-8008

Mortgage

Document Number	0000015545
Date	Oct 30, 2023
Instrument	2023R15545

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.12%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	3404 FLORENCE DR, CHAMPAIGN, IL 61822-8008
Document Number	0000009591
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3404 FLORENCE DR CHAMPAIGN IL 618228008, CHAMPAIGN, IL 61822-8008

Mortgage

Document Number	0000009591
Date	Jun 3, 2020
Instrument	9591

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 26, 2019
Property Address	3404 FLORENCE DR, CHAMPAIGN, IL 61822-8008
Document Number	0000004071
Instrument Date	Mar 13, 2019
Instrument	4071
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3404 FLORENCE DR CHAMPAIGN IL 618228008, CHAMPAIGN, IL 61822-8008

Mortgage

Document Number	4072
Date	Mar 26, 2019
Instrument	4072

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,070 (+33.56%) Land $16,040 Building $58,030	$222,210 (+33.56%) Land $48,120 Building $174,090
2024	$5,234.00 (+15.08%)
2022	$4,548.00 Homeowner's exemption	$55,460 Land $12,010 Building $43,450	$166,380 Land $36,030 Building $130,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media.

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