3312 Florence Dr, Champaign, IL 61822 Property Records

Champaign County property record for 3312 Florence Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.209 acres (9,124 sqft)
Owner	Individual Name on File
Last Sale	$184,500 (Jul 2020)
Tax Bill	$5,726 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-09-223-017`

Property Details

APN / Parcel Number

Primary APN	`41-20-09-223-017`

Exterior

Lot Area	9,124 sqft (0.209 acres)

Location & Zoning

Street Address	3312 FLORENCE DR
City	CHAMPAIGN
State	IL
Zip	61822-8009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 231 TIMBERLINE VALLEY SOUTH SUB NO 2
Legal Range	08E
Legal Township	19N
Legal Section	09
Legal Subdivision	TIMBERLINE VALLEY SOUTH SUB NO 2
Legal Lot Number	231
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3016
Census Tract	902

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3312 FLORENCE DR, CHAMPAIGN, IL 61822-8009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 20, 2020	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Jul 20, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2020 · Amount on File
Deed Sale	Jul 20, 2020 · Amount on File
Prior Sale	Jul 20, 2020 · Amount on File
Deed Document Number	202013775
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	3312 FLORENCE DR, CHAMPAIGN, IL 61822-8009
Transaction Type	Mortgage
Record Updated	Aug 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 FLORENCE DR, CHAMPAIGN, IL 61822-8009

Mortgage

Document Number	0000008171
Date	Jun 21, 2023
Instrument	2023R08171

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount on Record
Term	326 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 20, 2020
Property Address	3312 FLORENCE DR, CHAMPAIGN, IL 61822-8009
Document Number	0000013775
Map Reference	DOC 98R38555
Instrument Date	Jul 15, 2020
Instrument	2020R13775
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3312 FLORENCE DR, CHAMPAIGN, IL 61822-8009

Mortgage

Document Number	0000013776
Date	Jul 20, 2020
Instrument	2020R13776

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 20, 2020
Property Address	3312 FLORENCE DR, CHAMPAIGN, IL 61822-8009
Document Number	0000013774
Instrument Date	Jul 27, 2017
Instrument	13774
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 FLORENCE DR CHAMPAIGN IL 618228009, CHAMPAIGN, IL 61822-8009

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,410 (+33.55%) Land $16,040 Building $64,370	$241,230 (+33.55%) Land $48,120 Building $193,110
2024	$5,726.00 (+14.86%)
2022	$4,985.00 Homeowner's exemption	$60,210 Land $12,010 Building $48,200	$180,630 Land $36,030 Building $144,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media.

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