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3311 Divot Rd, Sebring, FL 33872 Property Records

Highlands County property record for 3311 Divot Rd, Sebring, FL 33872

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,981 sqft · built 1986
Lot Size0.478 acres (20,836 sqft)
Owner2 Individual Names on File
Last Sale$81,400 (Feb 2012)
Tax Bill$2,017 (2024)
Deeds & MortgagesDec 2025 Line of Credit
May 2019 Sale
Flood ZoneZone X (minimal risk)
APNC344802200001150

Property Details

APN / Parcel Number

Primary APNC344802200001150
Alternative APN
  • C-34-34-28-022-0000-1150

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,981 sqft Living Area
Gross Area2,506 sqft
1st Floor Area1,981 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1989
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area20,836 sqft (0.478 acres)
Lot Dimensions205 ft deep x 100 ft wide
Garage TypeAttached
Garage Area525 sqft
DrivewayConcrete Driveway
Driveway Area1,020 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area720 sqft
PorchEnclosed/Unfinished Porch
Porch Area593 sqft
Patio Area660 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3311 DIVOT RD
CitySEBRING
StateFL
Zip33872-1240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionGOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 115
Legal Range28E
Legal Township34S
Legal Section34
Legal SubdivisionGOLF HAMMOCK UNIT 3
Legal Lot Number115
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group4
Census Block4033
Census Tract960602

Owner

Source: Highlands County assessment roll, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3311 DIVOT RD, SEBRING, FL 33872-1240
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2025Deed of Trust, Mortgage · Line of Credit
TD BANK NA
May 29, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 7, 2012 · Amount on Record
Deed SaleFeb 7, 2012 · Amount on Record
Prior SaleJul 29, 2011 · Amount on Record
Deed Document Number20121645680
Deed Book / Page2313 / 732
Last Transfer DateMay 29, 2019
Transfer Doc0001942219
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3311 DIVOT RD, SEBRING, FL 33872-1240
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3311 DIVOT RD, SEBRING, FL 33872-1240

Mortgage

Document Number0002290673
DateDec 8, 2025
Book Page3161/336
Instrument2290673
Lender
NameTD BANK NA
TypeBank
AddressLEXINGTON, SC 29072
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 25, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMay 29, 2019
Property Address3311 DIVOT RD, SEBRING, FL 33872-1240
Document Number0001942219
Book / Page002694 / 001934
Instrument DateMay 29, 2019
Instrument1942219
Transaction TypeTransfer
Record UpdatedJun 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3311 DIVOT RD SEBRING FL 338721240, SEBRING, FL 33872-1240

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$174,053 (+5.99%)$275,702 (-1.2%) Land $28,500 Building $247,202
2024$2,017.00
2023Homeowner's exemption Senior Citizen's exemption$164,221 (+3%)$279,038 (+15.27%) Land $27,000 Building $252,038
2022$1,914.00 Homeowner's exemption Senior Citizen's exemption$159,438$242,071 Land $27,000 Building $215,071

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims8 (2017–2022)
Claims Outside the SFHA8 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

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