Guadalupe County property record for 3406 Whisper Trce, Schertz, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,579 sqft · built 2005 |
| Lot Size | 0.136 acres (5,940 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,200 (Mar 2017) |
| Tax Bill | $2,827 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3563303200200000 |
| Primary APN | 1G3563303200200000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,579 sqft Living Area |
| Gross Area | 2,164 sqft |
| 1st Floor Area | 1,579 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,940 sqft (0.136 acres) |
| Lot Dimensions | 110 ft deep x 54 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 210 sqft |
| Deck Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 3406 WHISPER TRCE |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPER MEADOWS @ NORTHCLIFFE II UNIT #3 BLOCK 32 LOT 2 |
| Legal Subdivision | WHISPER MEADOWS @ NORTHCLIFFE II UNIT #3 |
| Legal Tract | 2 |
| Legal Block | 32 |
| Legal Lot Number | 2 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 210613 |
Source: Guadalupe County records · APN 1G3563303200200000
Assessment roll updated August 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3406 WHISPER TRCE, SCHERTZ, TX 78108-2310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2024 | Deed of Trust, Mortgage · Conventional Mortgage RANDOLPH BROOKS FCU |
| Jan 15, 2021 | Deed of Trust, Mortgage RANDOLPH BROOKS FCU |
| Mar 30, 2017 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 30, 2017 · Amount on Record |
| Deed Sale | Mar 30, 2017 · Amount on Record |
| Prior Sale | Sep 20, 2005 · Amount on Record |
| Deed Document Number | 20177056 |
| Prior Transfer Date | Aug 29, 2005 |
| Prior Transfer Doc | 0000019459 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 3406 WHISPER TRCE, SCHERTZ, TX 78108-2310 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0099020380 |
|---|---|
| Date | Aug 27, 2024 |
| Instrument | 202499020380 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 49 Months |
| Due | Sep 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 3406 WHISPER TRCE, SCHERTZ, TX 78108-2310 |
| Document Number | 0000002566 |
| Instrument Date | Jan 15, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2021 |
| Title Company | PRESERVE TITLE COMPANY LLC, PRESERVE TITLE CO LLC |
| Name | Verified Name |
|---|---|
| Address | 3406 WHISPER TRCE SCHERTZ TX 781082310, SCHERTZ, TX 78108-2310 |
| Document Number | 0000002566 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 2566 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148-2097 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 20, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Mar 30, 2017 |
| Property Address | 3406 WHISPER TRCE, SCHERTZ, TX 78108-2310 |
| Document Number | 0000007056 |
| Map Reference | VOL6 PG767&768 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 2017007056 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3406 WHISPER TRCE, SCHERTZ, TX 78108-2310 |
| Document Number | 0000007057 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 2017007057 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,578 (-2.32%) Land $42,149 Building $179,429 | $221,578 (-2.32%) Land $42,149 Building $179,429 | |
| 2025 | $2,827.00 (-11.63%) Homeowner's exemption | $226,846 (+8.02%) Land $30,173 Building $196,673 | $226,846 (+8.02%) Land $30,173 Building $196,673 |
| 2024 | $3,199.00 (+8.92%) | ||
| 2023 | $2,937.00 (-26.46%) Homeowner's exemption | $210,000 Land $41,705 Building $168,295 | $210,000 Land $41,705 Building $168,295 |
| 2022 | $3,994.00 |
Source: FEMA National Flood Hazard Layer as of April 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Guadalupe Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Valley Telephone Cooperative, Inc. (TX).
Based on FCC filings for 547 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SCHERTZ serves 41,948 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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